Hi Ankush,
Were you refused only for maintenace funds for not having bank logo (10 points)?
Did they give you points for previous earnings based on the same hdfc bank statements (attributes)? -
Then decision is not at all in acccordance with law since there is inconsistency in decision making. If no points were provided for anything based on the HDFC statements then also they are documents endorsed by the bank and hence legally valid.
If so you should make an appeal to the Tribunal (not admin review) on your limited rights of appeal. Though the appeal can be made formally on these grounds only you can link it to the immigtation decision and claim that the decision was unlawful. The tribunal will then check based on your lmited appeal, whether the decision was in accordance with the law. A duly authenticated statement by one of the biggest banks in India is a valid legal document whether or not it contains a logo.
Since the appeal process may take some time you may also submit a fresh application. But a new application with logo also has no guarantee of success since these people can refuse you buy saying some other silly reasons and may not give you the points which they gave in your current application (they want to refuse you as many times as possible so that you will keep on reapplying - this is a business). But even if your next application gets rejected you have a good chance of success with your appeal(because this is legal). (you can reapply and also submit your appeal. If your reapplication is successful you have to withdraw your appeal, thats all.) But ensure you submit your appeal direct to the tribunal and it reaches them with in 28 days in UK. this 28 days period starts from the date you received the refusal decision by courier or in person, not the date on the decision. send through speed post, you will get the acknowledgement. takes 7-8 days to reach. So send fast. Or if you are running out of time send through fax to tribunal. Also ensure you submit all the bank statements you included with your original application which you might have received back along with the decision from the high commission (if faxing you can send them later by post by mentioning the matter in the appeal form, but better to send together by post).
For details and appeal application form check tribunal site -
http://www.tribunals.gov.uk/immigrationasylum/
For details refer my post at
http://www.immigrationboards.com/viewto ... 512#401512
The following links may also be useful to clear some doubts you may have
http://www.legislation.gov.uk/uksi/2005 ... tents/made
http://www.ein.org.uk/jcwi/members/full.shtml?x=249802
http://www.bailii.org/uk/cases/UKIAT/2007/00082.html
Pankina Case - Comment
http://freemovement.wordpress.com/2010/ ... -succeeds/
"Where next for the PBS, and what do do at an upcoming appeal hearing? Well, the only strictly binding bits of the system which must be applied rigidly are the bits set out in the Immigration Rules and Appendices. The ‘requirements’ (perhaps ‘suggestions’ is now a better word) set out in the guidance must be interpreted sensibly and flexibly in line with the relevant Immigration Rule and its purpose. If a person dips briefly below the required funds threshold but is otherwise above it, their application should be allowed by UKBA or, failing that, their appeal should be allowed. If an applicant presents bank statements from an online account that do not meet the exact requirements set out in the guidance, a judge needs to assess whether the funds are held and make a judgment, rather than apply a tick box approach. Some of these judgments may well be difficult ones."
If you have any doubts you can ask on this board. i dont give my other contact details and I am not in to consulting.
ALL THE BEST
Put your foot down and tell me to follow whatever you say. Afterall you are just stating facts!