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It indeed is shocking and has to be reported. Atleast, there would not be others in the future becoming victims of these untrained ECOs. Not sure how viable serving a legal notice would be. Maybe in the future you would lose interest in following it up and is also time consuming and expensive. Have you considered writing a formal complaint?neosumit wrote:I have noticed more errors in the comments put down by the ECO in places where he has awarded me points correctly.
In ths attributes section, the ECO mentions:
'You have qualified as your points in attributes are more than 75.
My personal advise to you is - (1) Whilst it is your right to feel angry over a supposedly wrong decision of BHC/ECO, take it easy as your primary aim is to get the VISA; (2) Appeal against the decision; & (3) there is a formal process for complaint - follow this link - use it!!What happens after your complaint has been dealt with
We want to learn from complaints and to improve the service we provide to our customers wherever possible. We may, for example, consider making adjustments to the process that led to your complaint. We may also consider giving our staff extra training or, in serious cases, taking disciplinary action.
If you can show that you have suffered financial loss as a direct result of an error we have made, you may be able to claim reimbursement of the costs you have incurred. We will only consider reimbursing you for these costs if they were reasonable, unavoidable and a direct consequence of our actions - and you will need to provide evidence such as original receipts.
In exceptional circumstances not involving financial loss, we will consider whether a consolatory payment may be appropriate
Yes, and indicate that all of these documents were provided in the first instance. You may also choose to send additional documents in so far as they help explain (provide commentary to) the supporting document provided at the time of original applications. I would also advise you to search the forum and look for pointers from those who were successful in getting the decision overturned.neosumit wrote:I have a question though, do I need to include the same set of documents again with the AR packet ?
Strictly interpreting the guidelines if amount in FD as on 8th Dec > individual bank balance amount on 7th Dec, then the amount in FD would be considered for back calculation of 90 days.vp77 wrote:Hi neosumit,
I have got the below docs on the maintenance funds -
1. HDFC bank statement from 1 Sep to 7 Dec
2. ICICI bank statement from 1 Sep to 7 Dec
3. Bank of India passbook updated as on yesterday which has the last transaction dtd 1 Dec alongwith the letter from Bank confirming my minimum balance from 1 Sep to 7 Sep and quoting my balance as on 7 Dec
4. FD letter from my bank confirming my FD funds from 29 April 2009 (FD issue date) to 8th Dec..
Does the above proof seem ok? I am planning to apply on Monday.
Take letters from all the banks stating the minimum balance from 1 Sep 2010 till 7 Dec 2010 is XXX amount.vp77 wrote:Ok.
So I'll have the date changed in FD letter stating below -
Funds available since 29 April 2009 (date of issue) to 7th Dec.
Would the above work? any more change required?
Also, what about the pass book? its updated till 1st Dec since there are no transactions beyond that date. But I have a letter from Bank confirming minimum balance from 1st Sep to 7 Dec and current balance as on 7 Dec.