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As it happens, the child now has health insurance. But I would enter a caveat as to whether the Directive, when it speaks of "sickness insurance in respect of all risks" is necessarily speaking of private health insurance. The National Health Service, although now heavily funded out of general taxation, is in origin and in law based on national insurance. Nothing would have been easier, in the Directive and in the Rules, than to include the word 'private' if that alone was what was meant – especially since, so far as I know, private insurance rarely if ever covers all risks, such as the risk of requiring long-term medical care.
JA13I wrote:The problem with asking for a SPECIFIC company whose insurance WILL be accepted by the UKBA is that, as remarked by the Lord Sedley, such an insurance may not exist.
P.S- FYI, for the nationality application that we made, we used a health insurance from Spain (untranslated) and still got approved. Had it not worked, we were ready to take the HO to the court for further clarification about the CSI and possibily force and audit of all approved cases and the non approved ones to compare for inconsistencies in decision making. It never got to that. Fortune favours the brave, I guess.
Can you can deduct the cost of the insurance and the validation trips to Spain from your UK taxes? That would almost make it worthwhile!JA13I wrote:BTW, the insurance that we did provide was comprehensive and did cover non-residents as well. The only requirement was that we should land in Spain every 3 months to "validate" it. Go figure.
What exactly is your wifes "EEA insurance"? What is her citizenship? Are either you or your wife working in the UK?naseeri110 wrote:but as a precaution i send my wife's Norwegian EEA insurance too which government has given them which is more close to home office requirement but it is not comprehensive as they have to do partial payments.like around 75%.
Comprehensive sickness insurance
Insurance that will pay for any medical treatment required in the United Kingdom by someone who is not entitled to treatment from the National Health Service. You may have to show you have this insurance in order to be allowed to live in the United Kingdom.
PLease can you let us know what the package is called and the amount you and your spouse are paying per month. thank youtoni34 wrote:think the safest insurer here is WPA,the reason is that we hold a policy there and it was accepted by th home office.