Maintenance of £800

[Rakeshkesi123]

I was maintaining £800 from November 14 2011 for post study visa. Due to my unexpected usage of mobile a direct debit is made on 28 December 2011, so my maintenance of funds down to £744 . Immediately I transfer £100 with In 2 hours . Money out in the same day and money in the same day still remains £800.

Will it be any problem for me to apply for PSW on 16 February 2012.


Thank you
Rakesh reddy kesireddy

[kumar17]

I dont think this should be a problem as long as the evidence shows that for every single day you had the full amount in your account.

[wazobia]

I was maintaining £800 from November 14 2011 for post study visa. Due to my unexpected usage of mobile a direct debit is made on 28 December 2011, so my maintenance of funds down to £744 . Immediately I transfer £100 with In 2 hours . Money out in the same day and money in the same day still remains £800.

Will it be any problem for me to apply for PSW on 16 February 2012.


Thank you
Rakesh reddy kesireddy

What bank do you use? If your bank statement only shows the end of day balance, as opposed to a balance after each transaction, then you may be fine as your statement will never show your balance falling below 800.

If it shows your balance after every transaction on your account, that means the statement will show your balance dropping below 800 and it possibly would count against you. In that case, you either have to have a second bank account, in your name, that covers the difference (i.e. 56 pounds or more) on the day your balance dropped. Or a joint account (say your parents) which also has your name and covers that amount on the day.

Otherwise you will have to start counting another 90 days from the day you topped up your account with the 100 pounds. If your visa doesn't allow you to be in the country by then, I am afraid you might have to return to your country to start the process again.

Of course someone else might have a different opinion.

[Rakeshkesi123]

I am using Halifax bank and it will show balance for every individual transaction. Today, i.e., on Wednesday I have deposited another £100 into my lloyds tsb account.

As per your suggestion/guidance I am going to put both bank statements like below:
Halifax: 14 November 2011 to 15 February 2012 and
Lloyds tsb: 28December 2011 to 31December2011 (only for 3 days)

Is that above will be ok for my psw visa?

Please guide me..thank you

I was maintaining £800 from November 14 2011 for post study visa. Due to my unexpected usage of mobile a direct debit is made on 28 December 2011, so my maintenance of funds down to £744 . Immediately I transfer £100 with In 2 hours . Money out in the same day and money in the same day still remains £800.

Will it be any problem for me to apply for PSW on 16 February 2012.


Thank you
Rakesh reddy kesireddy

What bank do you use? If your bank statement only shows the end of day balance, as opposed to a balance after each transaction, then you may be fine as your statement will never show your balance falling below 800.

If it shows your balance after every transaction on your account, that means the statement will show your balance dropping below 800 and it possibly would count against you. In that case, you either have to have a second bank account, in your name, that covers the difference (i.e. 56 pounds or more) on the day your balance dropped. Or a joint account (say your parents) which also has your name and covers that amount on the day.

Otherwise you will have to start counting another 90 days from the day you topped up your account with the 100 pounds. If your visa doesn't allow you to be in the country by then, I am afraid you might have to return to your country to start the process again.

Of course someone else might have a different opinion.

[wazobia]

I am using Halifax bank and it will show balance for every individual transaction. Today, i.e., on Wednesday I have deposited another £100 into my lloyds tsb account.

As per your suggestion/guidance I am going to put both bank statements like below:
Halifax: 14 November 2011 to 15 February 2012 and
Lloyds tsb: 28December 2011 to 31December2011 (only for 3 days)

Is that above will be ok for my psw visa?

Please guide me..thank you

I was maintaining £800 from November 14 2011 for post study visa. Due to my unexpected usage of mobile a direct debit is made on 28 December 2011, so my maintenance of funds down to £744 . Immediately I transfer £100 with In 2 hours . Money out in the same day and money in the same day still remains £800.

Will it be any problem for me to apply for PSW on 16 February 2012.


Thank you
Rakesh reddy kesireddy

What bank do you use? If your bank statement only shows the end of day balance, as opposed to a balance after each transaction, then you may be fine as your statement will never show your balance falling below 800.

If it shows your balance after every transaction on your account, that means the statement will show your balance dropping below 800 and it possibly would count against you. In that case, you either have to have a second bank account, in your name, that covers the difference (i.e. 56 pounds or more) on the day your balance dropped. Or a joint account (say your parents) which also has your name and covers that amount on the day.

Otherwise you will have to start counting another 90 days from the day you topped up your account with the 100 pounds. If your visa doesn't allow you to be in the country by then, I am afraid you might have to return to your country to start the process again.

Of course someone else might have a different opinion.

From your statements, it looks as if on the day your balance dropped by 56 pounds (28th December), you can show that you had 100 pounds in another account in your name. Am I correct?

If that is the case, then I would say you are fine.