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1. Who made the CCJ against your friend (company).angelloveguy wrote:My friend is going to apply for his ILR on 10 years basis, he had a CCJ in feb 2005, he has checked his credit report yesterday and found out no CCJ on his file. there is no default or anything on his file right now but he had CCJ which is not in the report anymore.
He wanted to know that do he need to mention that CCJ which is now not in his file and do CCJ come under The Rehabilitation of Offenders Act 1974 - and if yes then what is the Rehabilitation period for CCJ.
Thanks
1. So it was cleared in 2008/2009 period.angelloveguy wrote:It was a Bank Credit card CCJ in 2005 and it is paid in full in four years time. He didn't go to the court but the debt was taken from his salary every month.
But now he checked his credit file from Experian and there is no CCJ shown in his file.
1. No and he needs to declare it on his 10 years long residence form.angelloveguy wrote:Can you confirm that is CCJ come under The Rehabilitation of Offenders Act 1974 - and if yes then what is the Rehabilitation period for CCJ.
and after full payment will it be written as SPENT or NO NEED TO MENTION in the file
1. It wud be a 50:50 as wen the caseworker looks at the date and wanted to check if u did declare it in u previous applications or not.angelloveguy wrote:Thanks ... He has now confirmed that he has never disclosed in his earlier visa extension forms. will it be OK to mention it in this ILR form.