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1. If a CCJ has been issued under u name for not paying the bill then it might be a problem.bassoo wrote:Hi
Let me start my story, i came in UK as a work permit holder in 2001 december and stayed here till 2006 July,went back home to india as my employer did not want to extend visa,applied for HSMP got approved,got entry clearance in india, I came back to UK in jan 2007 under HSMP,
the problem is when i went to india in 2006 i had unpaid bills for example my contract phone with O2,since 2007 iam in uK i didn't had any problem with Credit, i even got extension on my HSMP now tier 1 no problem from home office, been out of the country many times no problem
since 5 years i've been working as permanent employee to a reputed firm, now i've applied for ILR on 8th dec 2011 in croydon for same day service, i was told due to festive season they had less staff so they took my application and ask me to come on 12th to see if its ready, when i went
on 12 dec they gave a letter saying "Application is valid but needs furthur enquiries "iam still waiting for them to call me, also i dont know what is the problem why they taking so long, my life has changed a lot since 8th dec iam just gone into depression just thinking what went wrong#
since i applied for ILR some debt agency is behind me for unpaid bills, iam worried that home office checking my credit history, i don't even know that i have a CCJ on my name, i don't have any criminal convictions, no driving offence, please advise me is it a big concern, are they gonna
refuse my application for unpaid phone bill in 2006
if they have taken premium fee they should tell me what is the problem, i dont know why they taking too long, also to tell you in 2011 january i send invitation to my brother family, it was refused because he did not demonstrated enough funds and genuine reason for visit, is this also impact on my ILR application, please i really appreciate if any guru can help me out with some advise
Thanks
bassoo wrote: i don't even know that i have a CCJ on my name
Thanks
Yessys_sagar wrote:did u check ur credit history?
ilr_hsmp2007 wrote:bassoo wrote: i don't even know that i have a CCJ on my name
Thanks
To know this, you can register with any Credit Search agency website, paying some fee (£6) you will be able to see all your credit history , CCJ (possible) and anyone who is checking your credit history.
http://www.creditexpert.co.uk/ offers 30 days free trail, you can check the same for free and you can cancel before 30days without incurring any fee.
If clears your doubts...on CCJs...etc.
No Sagar,sys_sagar wrote:still waiting an answer from u:
. did u find CCJ against ur name in the credit report?
1. You shud be surprised as nobody gets rejected only for not paying their bills.hsmpengineer wrote:I will be very suprised if anyone is refused ILR solely because they owe money and are struggling to pay it back as planned. IF you kick out such a person how on earth is the creditor ever going to get their money back?? In fact maybe govt have to make it a priority to keep debtors in the country even against their will