My experience was positive today with a 9.15am entry and a 11am exit. After Dec 2006, HSMP+Tier1 - Self Employed Director Ltd.
I had no cover letter, but 12 months business bank statements, 12 months personal bank statements, all relevant invoices, company registration and extract from companieshouse, and a letter from the accountant stating the amounts and providing April-to-date management accounts.
The officer calculated my income based on the invoices (gross) and he arrived to a higher number than I provided as net income (even though that was already sufficient for the app). He also looked where I paid HMRC VAT, and added the number of holidays.
Once he approved my application I asked if he needed the gross as he calculated or the net as I added it (base pay plus divs). He said gross from invoices and he double-checked quickly with another officer (maybe supervisor?) receiving the same answer.
Overall good experience and a big Thank You to the board.
Interesting to note that he said if I had payslips, then he would have counted those, so I imagine that those working for umbrella companies may be at a slight disadvantage (also note to John on our arguments earlier).
Bottom line: work legally, pay your taxes, be a good citizen and you will get approved.
Best of luck everyone.
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