Just need a second opinion! SPOUSE VISA! FREAKING OUT!

[skrb]

So it's getting down to that time, and I want to just go over everything here to just make sure everything seems right and I am not missing anything.

US Wife Looking to stay with UK husband

Me and My Fiancé are getting married at a civil ceremony in NH on March 26. With the ceremony since it's at the town hall and with their JP we get the Marriage Certificate the next day.

We then plan on doing the application process in the days following. Does that seem to soon?

As far as the supporting Documents go:

Proof of relationship:
We have photos, cards, letters, phone bills, and tickets from when we traveled around new england via coach together, and plane tickets from each others visits, obviously we will have our marriage certificate.

Finances:
He has stable full-time work, as a Night Support Worker in a Rehabilitation / specialist care home. He makes about £980-£999 after taxes. We took out a loan a few months ago for wedding expenses and such, so he had £4K in his bank account in Feb. Prior to that around £1k a month in his bank account roughly.
We can get his mother to co-sponsor us, and she makes around £1500-£2000 a month.

Accommodation:
He is on a joint mortgage with his mother on the house ( 3 Bedroom ) Where we will be staying after the visa is approved. He pays £335-£370 per month for the mortgage / household expenses.


I have been here in the UK with him, in this house, with him supporting me entirely for the past 6 Months on a visitor visa, so I have not been working. I only have around 750 $USD in my checking account back in the USA, and thats when my tax returns came in in Feb. Prior to that my account has just been deactivated as I left it inactive when I came to visit the UK. Will this help my chances?

He is missing his Feb and Dec payslip, but there are regular deposits from the same company into his bank account and he has all the other payslips. - Can we just disclose this in the letter?

If I can think of anything else to add or ask I will, but if you need more info let me know. Does our application seem viable? I would like to able to fly back to the UK with him to our home after out marital visit to the US is over, Well be heading back no later than 12-13th of april, and paying for priority, and NYC is only about 3 Hrs from where we are located, so mail isnt very long. So I am hoping, and generally freaking out / stressing.

And as for proof of accommodation...
Would we be required to have a guaranteed copy of the title register?
What I have is a Completion of Registration form the land registry
I have a Valuation of the Mortgage
A copy of the Re-mortgage
A paper from the Birmingham City Council about the Current council tax
Gas Bill with my husbands name
and the HM Land Registry from the Previous owners ( From 1977 )
Which inside has a certified map of the national grid plans and map of the house.

What are the ideal documents to send? and do I have anything here that is suitable as evidence of accommodation or should I have to order paper from the Land registry?

I can also include photos of the house, as that's no issue.
The house is currently on the market, but they haven't sold it yet. Does this affect anything?

I could definitely just use some sound reassurance. I have been crying for 2 days now because I am so frightened of going back to the US in 2 days time.

[Gregarious]

Will reply you tonight or tomorrow morning. In-shaa-Allah

[MelC]

So it's getting down to that time, and I want to just go over everything here to just make sure everything seems right and I am not missing anything.

US Wife Looking to stay with UK husband

Me and My Fiancé are getting married at a civil ceremony in NH on March 26. With the ceremony since it's at the town hall and with their JP we get the Marriage Certificate the next day.

We then plan on doing the application process in the days following. Does that seem to soon?

No, it seems logical, if you are ready to submit the application at that time then do so, just don’t rush it.

As far as the supporting Documents go:

Proof of relationship:
We have photos, cards, letters, phone bills, and tickets from when we traveled around new england via coach together, and plane tickets from each others visits, obviously we will have our marriage certificate.

For proof of relationship you mean a genuine and subsisting relationship, and all of the above goes very much towards proving your credibility as a couple, and a couple of photographs would help.
What you are then looking at is your INTENT for the future, as I have said in another thread, the marriage certificate proves the legal form of the marriage, it doesn’t prove its substance, you are looking to show that it will be subsisting… you can’t prove the future, you can only show INTENT, so you are looking at showing that now you are married (as you will be when you apply) that you BOTH intend to live together as husband and wife, so some comments on your FUTURE PLANS ~ a family perhaps, would go towards your intent.

Finances:
He has stable full-time work, as a Night Support Worker in a Rehabilitation / specialist care home. He makes about £980-£999 after taxes. We took out a loan a few months ago for wedding expenses and such, so he had £4K in his bank account in Feb. Prior to that around £1k a month in his bank account roughly.
We can get his mother to co-sponsor us, and she makes around £1500-£2000 a month.

As long as HE can show that from his income, he can pay the housing costs and then has sufficient to support you both to at least the level that a couple would receive in DWP UK rates, then his income is sufficient.
You should include the loan details, and confirm that this is where the amount from his account has gone. Any large deposits or withdrawals should be explained and documented.
Only if he doesn’t meet the income requirement alone should you consider his mum also being a financial sponsor.
His pay slips employment contract/letter from his employer/bank statements and P60 will all prove and confirm his employment and income.

Accommodation:
He is on a joint mortgage with his mother on the house ( 3 Bedroom ) Where we will be staying after the visa is approved. He pays £335-£370 per month for the mortgage / household expenses.


I have been here in the UK with him, in this house, with him supporting me entirely for the past 6 Months on a visitor visa, so I have not been working. I only have around 750 $USD in my checking account back in the USA, and thats when my tax returns came in in Feb. Prior to that my account has just been deactivated as I left it inactive when I came to visit the UK. Will this help my chances?

The first part of the paragraph:
He and his mother are joint mortagees on the property, as such you will need a letter from her to state that she has no objection to you residing there, they (UKBA) need confirmation that there are no arrears on the mortgage, and also that the property is adequate in size and condition to accommodate you as well as them. This can be a letter from the mortgagor to confirm the type and size of the property (ie 3 bed dwelling)
A floor plan of the property (hand drawn is fine) to show the number and location of rooms and where you and your husband wil occupy exclusively, which can simply be your bedroom.
The fact that you will have just completed a 6 month visit, and have visited previously and he has maintained you will go greatly in your favour for the spouse visa.
As for your funds, explain your account details, you have been in the UK, so are no employed, and HE is showing that HE can maintain you so its not a major worry or concern.

He is missing his Feb and Dec payslip, but there are regular deposits from the same company into his bank account and he has all the other payslips. - Can we just disclose this in the letter?

It would be best to explain why he doesn’t have the payslips, they have been mislaid, BUT the amounts can be seen on his bank statement… his employer could also confirm his salary for that time if it makes you feel more confident.

If I can think of anything else to add or ask I will, but if you need more info let me know. Does our application seem viable?

No-one knows if your app is “viable” if it meets the criteria, and you and your hubby show credibility and intent then you have as good a chance as anyone of receiving the visa?
If you are concerned that it doesn’t seem viable, that your relationship doesn’t seem viable then it is likely that others will not either? Try positive thinking?

I would like to able to fly back to the UK with him to our home after out marital visit to the US is over, Well be heading back no later than 12-13th of april, and paying for priority, and NYC is only about 3 Hrs from where we are located, so mail isnt very long. So I am hoping, and generally freaking out / stressing.

When you say paying for priority, is this a priority application assessment service at the embassy in NYC? If so, and the assessment made, and decision in your favour prior to the intended flight then there would be no reason why you could is not return together?

And as for proof of accommodation...
Would we be required to have a guaranteed copy of the title register?

it should be the Original OR a certified copy of the deeds held at the land registry.

What I have is a Completion of Registration form the land registry

Notice FROM the land registry that your hubby and his mum are the title holders?

I have a Valuation of the Mortgage
A copy of the Re-mortgage
I assume these go together, what is the reason for the re-mortgage? It would need to be explained.

A paper from the Birmingham City Council about the Current council tax

Confirming that there are no arrears as well as the amount per annum?


Gas Bill with my husbands name

Most recent and showing up to date with the account? What about other utility bills?

and the HM Land Registry from the Previous owners ( From 1977 )
Which inside has a certified map of the national grid plans and map of the house.

The previous owners and the exact location of the property are not relevant to your application?

What are the ideal documents to send? and do I have anything here that is suitable as evidence of accommodation or should I have to order paper from the Land registry?

See above.

I can also include photos of the house, as that's no issue.

You could also include photos of Buckingham Palace and say that it is the property?
Whatever you include must evidence a point or be notarised to confirm that it is genuine or a genuine description etc, the floor plan is fine, IF you have the original agents sales brochure that can be useful as it may have a floorplan, the address will correspond with the land registry etc

The house is currently on the market, but they haven't sold it yet. Does this affect anything?

YES! It means that you do NOT FULFIL THE REQUIREMENT TO HAVE ACCOMMODATION AND YOUR APPLICATION COULD BE REFUSED!
The requirement is that you HAVE accommodation ~ AND MAINTENANCE
How is the ECO supposed to know that HIS income will be sufficient for the next property? Or that you will not be moving into a bedsit? The 3 of you together? Or a caravan in your friends garden?
Any indication that the property is for sale should be removed.


I could definitely just use some sound reassurance. I have been crying for 2 days now because I am so frightened of going back to the US in 2 days time.

Why would you be frightened of returning to your country of origin? Its not politically unstable or “war torn” there is no threat to your life to go to the USA?

As long as what you say in the application form is backed up by solid evidence in the supporting documents, and finances AND accommodation are sufficient then there is no obvious reason for you to be refused as I suspect that is what you are frightened of?

[batleykhan]

SKRB

I hope you inderstand what Mel C is saying in her post because I am somewhat confused

[MelC]

SKRB

I hope you inderstand what Mel C is saying in her post because I am somewhat confused

oops, i ee the "bold text and formatting fell off!

i will edit and hope it makes sense!!

[batleykhan]

SKRB

I hope you understand what Mel C is saying in her post because I am somewhat confused

oops, i ee the "bold text and formatting fell off!

i will edit and hope it makes sense!!

You can respond to each point in bold,or in red colour....that way its much easier to differentiate

[MelC]

SKRB

I hope you understand what Mel C is saying in her post because I am somewhat confused

oops, i ee the "bold text and formatting fell off!

i will edit and hope it makes sense!!

You can respond to each point in bold,or in red colour....that way its much easier to differentiate

my computer threw a tad of a wobbler, and shut down on itself. it should have appeared originally how it looks now.

[Gregarious]

@ Melc

Apart from your entire reply, the funniest thing mentioned that you can attach photos of Buckingham Palace as well. How come? loooolz

[MelC]

@ Melc

Apart from your entire reply, the funniest thing mentioned that you can attach photos of Buckingham Palace as well. How come? loooolz

people have a tendency to enclose pics of "a house" with nothing to accompany it to evidence/prove that it is THE house ~ the address where the sponsor lives, where the applicant will live.

the point i was making was, you could put a photo of any house and say this is the house ~ people need to back up their statements with evidence, indisputable evidence, even more so as the regulations tighten up.

when people are in the middle of preparing their applications it is so easy to get lost in there, and very often people "think" that they have covered something in the application when in reality they have totally missed the point of what they are trying to achieve.

I just have an oddball way of pointing it out.

[Gregarious]

yeah I know your of view, it's nice.