Naturalisation application and bank default

[desi_parrot]

hi guys i am going to apply for citizenship ... in few months. just want to know i had some debts about 2 years ago no job so didnt pay any thing and i was defaulter for few months and then i got job. and after i started paying my debts with debt management program ..
but on my cradit file . it still shows i have been defaulter for few cradit cards..
my question is ??? will it affect my citizenship application ?
should i wait until my cradit file is clean ? or it wont matter as i am just defaulter but not bank corrupt.. ?
plz help me out of this
thanks kind regards

[friend12345]

hi guys i am going to apply for citizenship ... in few months. just want to know i had some debts about 2 years ago no job so didnt pay any thing and i was defaulter for few months and then i got job. and after i started paying my debts with debt management program ..
but on my cradit file . it still shows i have been defaulter for few cradit cards..
my question is ??? will it affect my citizenship application ?
should i wait until my cradit file is clean ? or it wont matter as i am just defaulter but not bank corrupt.. ?
plz help me out of this
thanks kind regards

You'll be fine.
Good Luck

[desi_parrot]

thanks for your reply
so you mean it will b ok .. they wont consider it .. right .. ???
cheers

[friend12345]

thanks for your reply
so you mean it will b ok .. they wont consider it .. right .. ???
cheers

I had missing credit card payments too and it was showing DEFAULT on my credit report, I got my application approved no bother.
As long you not had any ccj's issued in your name, you'll be ok.

[samar0001]

thanks for your reply
so you mean it will b ok .. they wont consider it .. right .. ???
cheers

I had missing credit card payments too and it was showing DEFAULT on my credit report, I got my application approved no bother.
As long you not had any ccj's issued in your name, you'll be ok.

Hi, I am in the same boat with few defaults few years back.
How can I check is there any CCJ's on my name?

[friend12345]

thanks for your reply
so you mean it will b ok .. they wont consider it .. right .. ???
cheers

I had missing credit card payments too and it was showing DEFAULT on my credit report, I got my application approved no bother.
As long you not had any ccj's issued in your name, you'll be ok.

Hi, I am in the same boat with few defaults few years back.
How can I check is there any CCJ's on my name?

http://www.trustonline.org.uk
http://www.creditexpert.co.uk/ ( for credit report 30 day free trial )

[samar0001]

thanks for your reply
so you mean it will b ok .. they wont consider it .. right .. ???
cheers

I had missing credit card payments too and it was showing DEFAULT on my credit report, I got my application approved no bother.
As long you not had any ccj's issued in your name, you'll be ok.

Hi, I am in the same boat with few defaults few years back.
How can I check is there any CCJ's on my name?

http://www.trustonline.org.uk
http://www.creditexpert.co.uk/ ( for credit report 30 day free trial )

Thanks for the link, I checked with http://www.trustonline.org.uk, Please find the results below, Is the below report enough for me to relax with relate to CCJ's.

England and Wales Orders & Judgments
NOTHING REGISTERED
England and Wales High Court Judgments
NOTHING REGISTERED
England and Wales Fine Defaults
NOTHING REGISTERED
England and Wales Tribunal Awards
NOTHING REGISTERED
Scotland Ordinary Causes Summary and Small Claim Decrees
NOTHING REGISTERED
Republic of Ireland Unregistered Court Judgments
NOTHING REGISTERED
Republic of Ireland Registered Court Judgments
NOTHING REGISTERED
Northern Ireland Judgments
NOTHING REGISTERED
Northern Ireland High Court Judgments
NOTHING REGISTERED
Jersey Judgments
NOTHING REGISTERED
Isle of Man Judgments
NOTHING REGISTERED

[friend12345]

Thanks for the link, I checked with http://www.trustonline.org.uk, Please find the results below, Is the below report enough for me to relax with relate to CCJ's.

England and Wales Orders & Judgments
NOTHING REGISTERED
England and Wales High Court Judgments
NOTHING REGISTERED
England and Wales Fine Defaults
NOTHING REGISTERED
England and Wales Tribunal Awards
NOTHING REGISTERED
Scotland Ordinary Causes Summary and Small Claim Decrees
NOTHING REGISTERED
Republic of Ireland Unregistered Court Judgments
NOTHING REGISTERED
Republic of Ireland Registered Court Judgments
NOTHING REGISTERED
Northern Ireland Judgments
NOTHING REGISTERED
Northern Ireland High Court Judgments
NOTHING REGISTERED
Jersey Judgments
NOTHING REGISTERED
Isle of Man Judgments
NOTHING REGISTERED

Hi there, that's what I checked when I applied and my credit report but you can still apply for CRB if you like for your own satisfaction.

[samar0001]

Thanks for the link, I checked with http://www.trustonline.org.uk, Please find the results below, Is the below report enough for me to relax with relate to CCJ's.

England and Wales Orders & Judgments
NOTHING REGISTERED
England and Wales High Court Judgments
NOTHING REGISTERED
England and Wales Fine Defaults
NOTHING REGISTERED
England and Wales Tribunal Awards
NOTHING REGISTERED
Scotland Ordinary Causes Summary and Small Claim Decrees
NOTHING REGISTERED
Republic of Ireland Unregistered Court Judgments
NOTHING REGISTERED
Republic of Ireland Registered Court Judgments
NOTHING REGISTERED
Northern Ireland Judgments
NOTHING REGISTERED
Northern Ireland High Court Judgments
NOTHING REGISTERED
Jersey Judgments
NOTHING REGISTERED
Isle of Man Judgments
NOTHING REGISTERED

Hi there, that's what I checked when I applied and my credit report but you can still apply for CRB if you like for your own satisfaction.

Thanks for your help - friend12345,
I think the above will be enough but still you are right to for CRB
But its a long process to apply for CRB its not quick as the above.
If the above information is enough i would like to avoid CRB.

[friend12345]

Thanks for the link, I checked with http://www.trustonline.org.uk, Please find the results below, Is the below report enough for me to relax with relate to CCJ's.

England and Wales Orders & Judgments
NOTHING REGISTERED
England and Wales High Court Judgments
NOTHING REGISTERED
England and Wales Fine Defaults
NOTHING REGISTERED
England and Wales Tribunal Awards
NOTHING REGISTERED
Scotland Ordinary Causes Summary and Small Claim Decrees
NOTHING REGISTERED
Republic of Ireland Unregistered Court Judgments
NOTHING REGISTERED
Republic of Ireland Registered Court Judgments
NOTHING REGISTERED
Northern Ireland Judgments
NOTHING REGISTERED
Northern Ireland High Court Judgments
NOTHING REGISTERED
Jersey Judgments
NOTHING REGISTERED
Isle of Man Judgments
NOTHING REGISTERED

Hi there, that's what I checked when I applied and my credit report but you can still apply for CRB if you like for your own satisfaction.

Thanks for your help - friend12345,
I think the above will be enough but still you are right to for CRB
But its a long process to apply for CRB its not quick as the above.
If the above information is enough i would like to avoid CRB.

Well to be honest with you, I relied on this information and didn't do CRB or anything else, I even had 3 points issued on my Licence in 2008 by court, not sure if it was classed as '' unspent conviction '' or not, but I still got my ILR and Naturalisation approved no bother.
Good Luck