Post
by BATS » Mon Jan 15, 2007 1:27 pm
When I saw my immigration lawyer she said that she knew of people who had loans but never declared them so it looked like people had a healthy bank balance. All they put in were their current account and savings statements. I would have thought though that the ECO will wonder why there are payments going out of your account for credit card bills especially if they are high payments or low payments occuring quite often e.g. possibly highlighting the fact you are paying minimum amounts back on large debts.
My advice would be to just be honest and maybe put your debts in the most positive light you can. I have a student overdraft but have never taken out a loan and make regular payments to reduce my overdraft so I am playing on that fact with my fiances visa application.
You could also ask someone to act as an additonal financial sponsor e.g. a family member who would help out if needed.
Good Luck!
