debt while applying for naturalisation

warren899 · Post by **warren899** » Wed Apr 17, 2013 7:42 pm

Hi just applied for naturalisation,i have a £200 quid debt phone bil will this affect my application? Thanks [/list]

Post by **Amber** » Wed Apr 17, 2013 7:55 pm

warren899 wrote:Hi just applied for naturalisation,i have a £200 quid debt phone bil will this affect my application? Thanks [/list]

No, providing you don't have a CCJ. Make sure you've arranged a repayment even if it's just £1 pcm token payment as you don't want a CCJ.

warren899 · Post by **warren899** » Wed Apr 17, 2013 8:09 pm

Oh dear,i received a letter from a 3rd party collection company,does that mean its a ccj?

Post by **Amber** » Wed Apr 17, 2013 8:11 pm

warren899 wrote:Oh dear,i received a letter from a 3rd party collection company,does that mean its a ccj?

Not necessarily the creditor will sell on the debt. Search http://www.trustonline.org.uk/ to see if you have a CCJ. How old is the debt/when did you make the last payment?

warren899 · Post by **warren899** » Wed Apr 17, 2013 8:14 pm

the debt is from december 2012 when i made the last payment

Post by **Amber** » Wed Apr 17, 2013 8:16 pm

warren899 wrote:the debt is from december 2012 when i made the last payment

Send them (3rd party) a financial statement (see http://www.nationaldebtline.co.uk/) and start making repayments even if just £1 per month. Search for the CCJ, if non registered you're fine. I assume you have no other debts in default?

warren899 · Post by **warren899** » Wed Apr 17, 2013 8:19 pm

its the only debt ive ever had and its stressing me knowing it cud affect my application

Post by **Amber** » Wed Apr 17, 2013 8:23 pm

warren899 wrote:its the only debt ive ever had and its stressing me knowing it cud affect my application

Well then take action and get paying it.

warren899 · Post by **warren899** » Wed Apr 17, 2013 8:23 pm

oh and the other thing ,the letter doesnt site a ccj but says a doorstep collection agency will be instructed to visit my home address,does that mean ,its gone way past a ccj and now a very serious matter

Post by **Amber** » Wed Apr 17, 2013 9:02 pm

warren899 wrote:oh and the other thing ,the letter doesnt site a ccj but says a doorstep collection agency will be instructed to visit my home address,does that mean ,its gone way past a ccj and now a very serious matter

No it's an empty threat they will not visit your home. Do as I have instructed.

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debt while applying for naturalisation

debt while applying for naturalisation

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