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Generally debts would not be a reason for refusal unless the applicant was a person with an undischarged bankruptcy or they had CCJs and showed an unwillingness to pay their debts. If you have CCJs you should disclose them as civil judgments. If the applicant is receiving JSA he should consider making token payments (£1 pcm) to the creditors to show that he is intending to pay off the debts. Moreover, upon success of naturalization the applicant should consider a debt relief order.ukforever wrote:hi guys,
A friend of mine applied for citizenship recently,and he was asking me the other day about good character requirements and debt,the thing is,he told me that he has some debt issue,he is paying some arrears of rent and housing benefits so this is sorted,but apparently he bought some thing from a furniture company and he owes them money,he used to pay £20 a month and the debt is around £250,but he is not paying anymore as he is on job seekers and he is struggling to make ends meet,he is willing to pay it off,he just got himself in a very bad period.
my question is :could it be a ground of refusal for his citizenship??
what are the chances that this could be the reason they would refuse him citizenship??
if he makes an inquiry with the company he owe money and get to an agreement of monthly installment payments,would it be enough to show that there is efforts to sort out the debt..??
i'm not sure if its too late or not to ask,he applied end of march so i guess he could get an answer soon..!!!
any advice guys is welcome..thanks.
thanks for the quick reply,my friend is considering contacting citizen advice bureau,so they can contact his creditors to sort out a monthly payment like u suggested,but what i was thinking was,my friend did not have any other problems before and its just around £250 so it can be sorted and as far as i'm aware and know my friend didn't have any CCJs or undischarged bankruptcy and never had court order or anything,its just been like maybe 5 or 6 month since he stopped payment due to him moving home and other personnel reasons,nevertheless,he is willing to do his best to sort out this issue,as per to show in the same time that he is doing all he can and intend to pay off the debt.D4109125 wrote:Generally debts would be a reason for refusal unless the applicant was a person with an undischarged bankruptcy or they had CCJs and showed an unwillingness to pay their debts. If you have CCJs you should disclose them as civil judgments. If the applicant is receiving JSA he should consider making token payments (£1 pcm) to the creditors to show that he is intending to pay off the debts. Moreover, upon success of naturalization the applicant should consider a debt relief order.ukforever wrote:hi guys,
A friend of mine applied for citizenship recently,and he was asking me the other day about good character requirements and debt,the thing is,he told me that he has some debt issue,he is paying some arrears of rent and housing benefits so this is sorted,but apparently he bought some thing from a furniture company and he owes them money,he used to pay £20 a month and the debt is around £250,but he is not paying anymore as he is on job seekers and he is struggling to make ends meet,he is willing to pay it off,he just got himself in a very bad period.
my question is :could it be a ground of refusal for his citizenship??
what are the chances that this could be the reason they would refuse him citizenship??
if he makes an inquiry with the company he owe money and get to an agreement of monthly installment payments,would it be enough to show that there is efforts to sort out the debt..??
i'm not sure if its too late or not to ask,he applied end of march so i guess he could get an answer soon..!!!
any advice guys is welcome..thanks.
There is no right of appeal for naturalization decisions though you can ask for a reconsideration. However, I would be very surprised if the application was refused for the debts.ukforever wrote:thanks for the quick reply,my friend is considering contacting citizen advice bureau,so they can contact his creditors to sort out a monthly payment like u suggested,but what i was thinking was,my friend did not have any other problems before and its just around £250 so it can be sorted and as far as i'm aware and know my friend didn't have any CCJs or undischarged bankruptcy and never had court order or anything,its just been like maybe 5 or 6 month since he stopped payment due to him moving home and other personnel reasons,nevertheless,he is willing to do his best to sort out this issue,as per to show in the same time that he is doing all he can and intend to pay off the debt.D4109125 wrote:Generally debts would be a reason for refusal unless the applicant was a person with an undischarged bankruptcy or they had CCJs and showed an unwillingness to pay their debts. If you have CCJs you should disclose them as civil judgments. If the applicant is receiving JSA he should consider making token payments (£1 pcm) to the creditors to show that he is intending to pay off the debts. Moreover, upon success of naturalization the applicant should consider a debt relief order.ukforever wrote:hi guys,
A friend of mine applied for citizenship recently,and he was asking me the other day about good character requirements and debt,the thing is,he told me that he has some debt issue,he is paying some arrears of rent and housing benefits so this is sorted,but apparently he bought some thing from a furniture company and he owes them money,he used to pay £20 a month and the debt is around £250,but he is not paying anymore as he is on job seekers and he is struggling to make ends meet,he is willing to pay it off,he just got himself in a very bad period.
my question is :could it be a ground of refusal for his citizenship??
what are the chances that this could be the reason they would refuse him citizenship??
if he makes an inquiry with the company he owe money and get to an agreement of monthly installment payments,would it be enough to show that there is efforts to sort out the debt..??
i'm not sure if its too late or not to ask,he applied end of march so i guess he could get an answer soon..!!!
any advice guys is welcome..thanks.
one more question:if he gets a refusal,lets say in the next week or two,because of this,can he send a request for reconsideration to the home office,adding paper work from the CAB and letters +bank statement showing that the applicant is paying back for the debt..i'm asking this question only if worst case scenario he gets refusal because of the debt...what do u think??i've read somewhere that if u get a refusal for citizenship and if u think that u got refused unlawfully,u can appeal..and i know that for reconsideration u have to pay i think around £80 ,well better than submitting another application at £874 wouldn't u say??
so u think its rare to see someone get refused just for £250 of debts..!!D4109125 wrote:There is no right of appeal for naturalization decisions though you can ask for a reconsideration. However, I would be very surprised if the application was refused for the debts.ukforever wrote:thanks for the quick reply,my friend is considering contacting citizen advice bureau,so they can contact his creditors to sort out a monthly payment like u suggested,but what i was thinking was,my friend did not have any other problems before and its just around £250 so it can be sorted and as far as i'm aware and know my friend didn't have any CCJs or undischarged bankruptcy and never had court order or anything,its just been like maybe 5 or 6 month since he stopped payment due to him moving home and other personnel reasons,nevertheless,he is willing to do his best to sort out this issue,as per to show in the same time that he is doing all he can and intend to pay off the debt.D4109125 wrote:Generally debts would be a reason for refusal unless the applicant was a person with an undischarged bankruptcy or they had CCJs and showed an unwillingness to pay their debts. If you have CCJs you should disclose them as civil judgments. If the applicant is receiving JSA he should consider making token payments (£1 pcm) to the creditors to show that he is intending to pay off the debts. Moreover, upon success of naturalization the applicant should consider a debt relief order.ukforever wrote:hi guys,
A friend of mine applied for citizenship recently,and he was asking me the other day about good character requirements and debt,the thing is,he told me that he has some debt issue,he is paying some arrears of rent and housing benefits so this is sorted,but apparently he bought some thing from a furniture company and he owes them money,he used to pay £20 a month and the debt is around £250,but he is not paying anymore as he is on job seekers and he is struggling to make ends meet,he is willing to pay it off,he just got himself in a very bad period.
my question is :could it be a ground of refusal for his citizenship??
what are the chances that this could be the reason they would refuse him citizenship??
if he makes an inquiry with the company he owe money and get to an agreement of monthly installment payments,would it be enough to show that there is efforts to sort out the debt..??
i'm not sure if its too late or not to ask,he applied end of march so i guess he could get an answer soon..!!!
any advice guys is welcome..thanks.
one more question:if he gets a refusal,lets say in the next week or two,because of this,can he send a request for reconsideration to the home office,adding paper work from the CAB and letters +bank statement showing that the applicant is paying back for the debt..i'm asking this question only if worst case scenario he gets refusal because of the debt...what do u think??i've read somewhere that if u get a refusal for citizenship and if u think that u got refused unlawfully,u can appeal..and i know that for reconsideration u have to pay i think around £80 ,well better than submitting another application at £874 wouldn't u say??
I do not think the applicant will be refused. Furthermore, unless you're the applicant you will not know their particular circumstances, the reason other people may have been refused is not necessarily the reason they tell you.ukforever wrote:so u think its rare to see someone get refused just for £250 of debts..!!D4109125 wrote:There is no right of appeal for naturalization decisions though you can ask for a reconsideration. However, I would be very surprised if the application was refused for the debts.ukforever wrote:thanks for the quick reply,my friend is considering contacting citizen advice bureau,so they can contact his creditors to sort out a monthly payment like u suggested,but what i was thinking was,my friend did not have any other problems before and its just around £250 so it can be sorted and as far as i'm aware and know my friend didn't have any CCJs or undischarged bankruptcy and never had court order or anything,its just been like maybe 5 or 6 month since he stopped payment due to him moving home and other personnel reasons,nevertheless,he is willing to do his best to sort out this issue,as per to show in the same time that he is doing all he can and intend to pay off the debt.D4109125 wrote:
Generally debts would be a reason for refusal unless the applicant was a person with an undischarged bankruptcy or they had CCJs and showed an unwillingness to pay their debts. If you have CCJs you should disclose them as civil judgments. If the applicant is receiving JSA he should consider making token payments (£1 pcm) to the creditors to show that he is intending to pay off the debts. Moreover, upon success of naturalization the applicant should consider a debt relief order.
one more question:if he gets a refusal,lets say in the next week or two,because of this,can he send a request for reconsideration to the home office,adding paper work from the CAB and letters +bank statement showing that the applicant is paying back for the debt..i'm asking this question only if worst case scenario he gets refusal because of the debt...what do u think??i've read somewhere that if u get a refusal for citizenship and if u think that u got refused unlawfully,u can appeal..and i know that for reconsideration u have to pay i think around £80 ,well better than submitting another application at £874 wouldn't u say??
i mean,did u come across some cases like this one ?
i really think that its not the case that he is going to get refused but i know for a fact that people got refused from the home office in general for less than that..!!what do u make of that?
no,i'm not the applicant,as i mentioned he is a friend and he is a close one,u could say he is my best firend and i'm 110% sure of the details i provided,no need to hide anything if u really need proper advise and help .D4109125 wrote:I do not think the applicant will be refused. Furthermore, unless you're the applicant you will not know their particular circumstances, the reason other people may have been refused is not necessarily the reason they tell you.ukforever wrote:so u think its rare to see someone get refused just for £250 of debts..!!D4109125 wrote:There is no right of appeal for naturalization decisions though you can ask for a reconsideration. However, I would be very surprised if the application was refused for the debts.ukforever wrote:
thanks for the quick reply,my friend is considering contacting citizen advice bureau,so they can contact his creditors to sort out a monthly payment like u suggested,but what i was thinking was,my friend did not have any other problems before and its just around £250 so it can be sorted and as far as i'm aware and know my friend didn't have any CCJs or undischarged bankruptcy and never had court order or anything,its just been like maybe 5 or 6 month since he stopped payment due to him moving home and other personnel reasons,nevertheless,he is willing to do his best to sort out this issue,as per to show in the same time that he is doing all he can and intend to pay off the debt.
one more question:if he gets a refusal,lets say in the next week or two,because of this,can he send a request for reconsideration to the home office,adding paper work from the CAB and letters +bank statement showing that the applicant is paying back for the debt..i'm asking this question only if worst case scenario he gets refusal because of the debt...what do u think??i've read somewhere that if u get a refusal for citizenship and if u think that u got refused unlawfully,u can appeal..and i know that for reconsideration u have to pay i think around £80 ,well better than submitting another application at £874 wouldn't u say??
i mean,did u come across some cases like this one ?
i really think that its not the case that he is going to get refused but i know for a fact that people got refused from the home office in general for less than that..!!what do u make of that?
the applicant borrowed money from a family member to pay for the fees,and i don't know or see how it is interesting for u or for any other person for that matter...i'm sorry to say it this way,we come here to get help not to get judged or anything else..!!the applicant has his reasons and no one is in his shoes and i shouldn't be put in this position to tell people or explain why my friend did not afford or wasn't willing to pay for the debt and why he did pay for the fees instead..the question was answered/advised for,thanks for the people who contributed ..i don't see what else is interesting and i prefer and would suggest if anyone is here to help,no need to go elsewhere,please just stick on the question asked...if u can't help,please don't bother.Jambo wrote:I find it interesting that he wasn't able/willing to pay a £250 debt but was able to pay £850 for naturalisation.
its no big deal for me,honestly,i already forgot about it,but to respond to your comment,i don't see really what he was trying to pass on,shed some light for me please..!!zubby007 wrote:ukforever wrote:the applicant borrowed money from a family member to pay for the fees,and i don't know or see how it is interesting for u or for any other person for that matter...i'm sorry to say it this way,we come here to get help not to get judged or anything else..!!the applicant has his reasons and no one is in his shoes and i shouldn't be put in this position to tell people or explain why my friend did not afford or wasn't willing to pay for the debt and why he did pay for the fees instead..the question was answered/advised for,thanks for the people who contributed ..i don't see what else is interesting and i prefer and would suggest if anyone is here to help,no need to go elsewhere,please just stick on the question asked...if u can't help,please don't bother.Jambo wrote:I find it interesting that he wasn't able/willing to pay a £250 debt but was able to pay £850 for naturalisation.
for some,citizenship is nothing but for others it can open many doors,and my friend struggled a lot in his life,and like everybody else in here everyone had his circumstances and priorities..and for my friend borrowing money to pay for naturalization was a priority.
i get really frustrated when people find it appealing judging or just making really stupid comments,i'm sorry if i'm straight forward but i feel like you took the liberty to be straight with a subject that u don't know anything about let alone the applicant..
U are a guru in here,u must came across many cases like this one,and i'm really surprised that u of all people,made a comment like that.
the comment above was really unnecessary,and it wasn't answering any question or contributed to the topic's goal,which was giving advise,nothing else.
Mate, I can understand your frustration towards Jumbo's comment and understand as well what Jumbo was trying to pass on, Am wishing your friend luck.
I think you mean "Generally debts would NOT be a reason for refusal...".D4109125 wrote: Generally debts would be a reason for refusal unless the applicant was a person with an undischarged bankruptcy or they had CCJs and showed an unwillingness to pay their debts...
nice one.Christophe wrote:I think you mean "Generally debts would NOT be a reason for refusal...".D4109125 wrote: Generally debts would be a reason for refusal unless the applicant was a person with an undischarged bankruptcy or they had CCJs and showed an unwillingness to pay their debts...
Indeed, keeps doing that on my ipad, just shows I should re-read.Christophe wrote:I think you mean "Generally debts would NOT be a reason for refusal...".D4109125 wrote: Generally debts would be a reason for refusal unless the applicant was a person with an undischarged bankruptcy or they had CCJs and showed an unwillingness to pay their debts...
thanks for the comment,as for my friend he told me everything about his debts,he is a close friend and he needed help,i don't see why would he lie about something like this,that's why he told me and asked me to post this thread here,as he was worried about his citizenship application when he came across an article regarding citizenship and debts..D4109125 wrote:Indeed, keeps doing that on my ipad, just shows I should re-read.Christophe wrote:I think you mean "Generally debts would NOT be a reason for refusal...".D4109125 wrote: Generally debts would be a reason for refusal unless the applicant was a person with an undischarged bankruptcy or they had CCJs and showed an unwillingness to pay their debts...
And to the OP,I'm afraid the late payments will also stay on your friends credit profile for at least 6 years, if there is a default, which there more than likely is then that will have a similar affect as a DRO for the next 6 years. Your friend may also have more debts that he/she has told you, as that's often the case.
I would be surprised if he was refused. If the HO did decide he did not meet the Good Character requirements due to an intention of not paying debts, I am sure that the evidence of him now paying the debts would be in his favour for a successful reconsideration.ukforever wrote:@D4109125,
i'm most interested at what u think is likely to happen as per what i just explained,u seem to know much about the whole subject and your insight would be really,really helpful to my friend's case,he is just worried and i just want to reassure him..
u seem to have experience and knowledgeable regarding citizenship and nationality law,so please dive in
thanks in advance to everybody who contributed to the thread,you are welcome to comment if u have any advice to share.
Does it even make a difference now what will happen?ukforever wrote:@D4109125,
i'm most interested at what u think is likely to happen as per what i just explained,u seem to know much about the whole subject and your insight would be really,really helpful to my friend's case,he is just worried and i just want to reassure him..
u seem to have experience and knowledgeable regarding citizenship and nationality law,so please dive in
thanks in advance to everybody who contributed to the thread,you are welcome to comment if u have any advice to share.
i'm not denying or refuting the outcome as i know what it will be,refusal or approval ,but as some people in here have knowledge and experience , they know what the outcome in the circumstances i just explained above are more likely to be..not everyone has same circumstances and my friend's circumstances don't apply on others,and i was just asking in case the above would happen what is the chances of succeeding if reconsidering the initial refusal..,Ayyubi72 wrote:Does it even make a difference now what will happen?ukforever wrote:@D4109125,
i'm most interested at what u think is likely to happen as per what i just explained,u seem to know much about the whole subject and your insight would be really,really helpful to my friend's case,he is just worried and i just want to reassure him..
u seem to have experience and knowledgeable regarding citizenship and nationality law,so please dive in
thanks in advance to everybody who contributed to the thread,you are welcome to comment if u have any advice to share.
The application has been made, and the outcome will be known soon.
Any "knowledgeable" people's input from is not going to make any difference now, is it.
What could happen? Only two things could happen, approval or refusal.
you are joking right???don't be silly please as if i wanted this i know where to go..please stop posting stupid stuff..u are just taking a piss.Ayyubi72 wrote:I think whats required in your case is http://www.samaritans.org/