- FAQ
- Login
- Register
- Call Workpermit.com for a paid service +44 (0)344-991-9222
ESC
Welcome to immigrationboards.com!
Moderators: Casa, Amber, archigabe, batleykhan, ca.funke, ChetanOjha, EUsmileWEallsmile, JAJ, John, Obie, push, geriatrix, vinny, CR001, zimba, meself2
http://www.immigrationboards.com/viewto ... ht=#882710Zabeth wrote:
-Final question: If ever I get any exclusions on my policy with WPA XS, would that be a reason for refusal from the UKBA?
Best Regards,
Indeed, I had read about that.sheraz7 wrote:http://www.immigrationboards.com/viewto ... ht=#882710Zabeth wrote:
-Final question: If ever I get any exclusions on my policy with WPA XS, would that be a reason for refusal from the UKBA?
Best Regards,
Almost every private health insurance policy exclude the pre-existing/chronic diseases at the join of policy and some providers with the passage of time start to provider cover for these. However, if your policy covers in majority of circumstances then it should be fine. Normally two methods every insurance providers use such as full medical underwriting and moratorium. Moratorium is a simple method in which you do not need to disclose your family/previous medical history whereas the full medical underwriting requires a lengthy examination.Zabeth wrote:Indeed, I had read about that.sheraz7 wrote:http://www.immigrationboards.com/viewto ... ht=#882710Zabeth wrote:
-Final question: If ever I get any exclusions on my policy with WPA XS, would that be a reason for refusal from the UKBA?
Best Regards,
However, I was meaning further exclusions relating pre-existing conditions.. (which I don't think the link you gave mentioned).
WPA has required full details on my health, and states that, accordingly, they will send me back the policy documents with or without further exclusions (I guess for example, if they consider they should exclude any treatment/screening related to cancer, because a couple of my relatives suffered from cancer)
I understand that. I would like to know if the UKBA would refuse the insurance because someone has pre-existing conditions or chronic disease, and then ask for a more comprehensive cover because of that.sheraz7 wrote:Almost every private health insurance policy exclude the pre-existing/chronic diseases at the join of policy and some providers with the passage of time start to provider cover for these. However, if your policy covers in majority of circumstances then it should be fine. Normally two methods every insurance providers use such as full medical underwriting and moratorium. Moratorium is a simple method in which you do not need to disclose your family/previous medical history whereas the full medical underwriting requires a lengthy examination.Zabeth wrote:Indeed, I had read about that.sheraz7 wrote:http://www.immigrationboards.com/viewto ... ht=#882710Zabeth wrote:
-Final question: If ever I get any exclusions on my policy with WPA XS, would that be a reason for refusal from the UKBA?
Best Regards,
However, I was meaning further exclusions relating pre-existing conditions.. (which I don't think the link you gave mentioned).
WPA has required full details on my health, and states that, accordingly, they will send me back the policy documents with or without further exclusions (I guess for example, if they consider they should exclude any treatment/screening related to cancer, because a couple of my relatives suffered from cancer)
Avoid the policy such as top ups, cash benefits etc.