ILR query

[milz]

hi,

I do have an ILR query for a friend of mine.

Her ILR is due on mid August 2007 this year. But she is currrently running under an over-draft (in her bank account). But by end of July 2007 she is expecting to have atleast £1200.00 in Credit in her bank.

She does plan to take a very new bank statement on July 30th which will show that she does have £1200.00 in Credit.

Will that suffice for getting her ILR (permanent residency). Or will she be in trouble if they check the last 2 months and find out that she had been on over draft before.

Any help is very much appreciated.

kind regards,

Milz.

[John]

Can you post ... what is her current visa ..... the type of visa that she hopes to convert to ILR?

[milz]

hi john,

she is currently on a work permit due for ILR this mid august 2007.

Milind.

[John]

On the form SET(O) it states :-

If you have to complete section 5, bank statements, building society savings book(s), payslips or other formal documents as evidence of your ability to maintain and accommodate yourself and any dependants without recourse to public funds.

Presumably she has actually managed that for the past 5 years? That is, she has not actually needed to claim Public Funds. And whilst it would be better if the more funds were shown, as she will be showing an improving position she will probably be OK.

I find this whole matter rather strange. Yes the person needs to show that they will not need to claim certain Public Funds, but as soon as they get their ILR they are actually allowed to claim with no problem at all.

Your friend has already passed the Citizenship Test?

[rooi_ding]

Hi

recieved ILR on Friday I only gave them 3 months of Payslips, even though I had bank statments with me, they never asked for them.

So take them with but dont give them unless you have to

[milz]

Hi john,

many thanks for your prompt reply. Yes she will be completing 5 years this August 2007. She is now in a very good job with a big company. She does have all the pay-slips and P60's for last 3 years.

Will be ok just to show a recent bank statement, letter from her current company confirming salary and job spec, last 12 months pay slips and last 3 years of P60. I am just trying to find out if we cannot show the bank statement which shows that she was in an over-draft (this may put doubts in the immigration officer's mind and so why take a risk)

Bear in mind she is currently on a 29k salary a year. Its just that she had to move a lot for her job; extention of her work permit + lawyers fees and also had to send an urgent money back home that she went into an over-draft now since past 3 months.

She will be giving the citizenship test this month for sure.

Milz.

[rooi_ding]

milz

Did you miss my last post, you dont have to give 5 years worth of bank statments. Just take 3 months with you but you dont have to give it to them unless they ask for it. Just show 3 months worth of Payslips

I was in my overdraft, but then so is 80% of everyone in London.

[lonelyuk]

Hi guys,

do you know how much funds you need to have in your bank account when applying for Initial Leave to Remain?

Cheers

[John]

There is no standard amount that it is possible to indicate. It merely needs to be clear that the applicant will not need to claim certain Public Funds. And especially because housing costs can vary so much, it really is not possible to answer your question.

Clearly the more money the better.

[Dawie]

When I applied for ILR I had £70-odd pounds in my current account.

The actual amount in your bank account is not important, what is important is that you can display that you have a regular income coming into your bank account and that you can clearly support yourself without public funds.

You can conclude from that then that a bank loan or current account overdraft is NOT considered public funds and therefore there is no problem if you rely on these to keep yourself going.

[jes2jes]

Dawie:

How are you? Have you been on holiday? Its been a while, welcome back to the forum.