Guidance on Rejection about access to funds( Bnk ltr issue)

[S&T]

HI All,

Please can you explain/clarify this question from the application form

It is confusing because immigration rules state that funds cannot be held in business bank acc and this question conflicts with the information provided in the rules.

Is the money available to your business rather than to you by name?
Yes - You must provide a Companies House document showing the address of the
registered office in the UK, or head office if there is no registered office in the UK and your
name, as it appears on the application form, as a director. You must be a director for the
business at the time the money is, or was, made available.

Tier 1 (Entrepreneur) Application form (version 10/13) Page 23

We applied as an entrepreneurial team. Our only reason for refusal is that we do not have access to each other's funds held in our own personal accounts (not a joint acc).

Can we use this as a point in our appeal.

[qkiyani]

Apendex A paragraph 52a (The applicants have equal level of control over the funds and/or the business or businesses in question)

try to concentrate onthis paragraph n also try to make ur accounts joint...

[Olasunkanmi]

@ S&T, business account are stated in the immigration rule and policy guidance as being accepted but Home Office/caseworkers have made series of mistakes in the old policy guidance which they tried to clarify in the new policy guidance but its still complex to go with.

Money in business account should be categorize as ''available funds'' because its still not spent yet on the business, but caseworkers are classing it as ''invested funds''. Hopefully appeal cases will clarify this issue.

I think the best way is to just avoid using business account and stick with joint account.