Post
by Brigid from Ireland » Wed Nov 27, 2013 11:26 pm
Use the pps letter as proof of address, explaining that you live at the hostel address.
When you get a permanent address, simply write to the bank and tell them your new address.
You will also need your passport as proof of identity.
Explain that you need the bank account to receive wages, and use a small sum of money (50 euro) to open the account.
If you have a bank account in a foreign country, you can take a statement from that account to the bank also, as this is another proof of identity/previous address.
Masterboy is correct, the passport and proof of address (pps letter) are enough to open the account. Do not let it become overdrawn, or they will close it off and can refuse to open another account.
Another tip is to open accounts with two different banks as soon as you can afford to do so - so that you always have access to money - in case one bank goes on strike or whatever - keep some money in each of two banks, so you will always be able to get money from one.
Also if you plan to get a loan/mortgage or other stuff like that, make sure your bank account does not show gambling of any sort, or big purchases on stupid things that are very expensive relative to your wages. Keep your account in good order - always a positive balance, and show that you are careful with money.
BL