Spouse visa

[Ray20]

Hi
I will be applying for my husbands visa soon not sure when but just not sure if my case will be strong enough. I started working last year January 2013 but was earning £1176.08 monthly and my total gross pay was £1250 due to me earning less than 18,600 I hadn't applied for my visa, and was in search for another job. I was given a pay rise in November with a new monthly salary of £1273.64 and total gross pay now is £1560. I was told ukba will check the gross pay and workout my yearly pay. So if they use my gross pay for 1560*12 = £18,720 which is more than what they require. Is it safe to go ahead and get my papers ready for my visa or am I wrong about them checking the gross pay? If you could please let me know as I am unsure. Also, one other question I have a 11 month old baby through who I had been given child benefit since he was born and recently applied for child tax credit I received the letter back yesterday but they have given me working tax credit too. Which I didn't apply for but it is automatically applied for when you claim child tax credit will this affect my visa ?
Thanks

[Amber]

Is your employment salaried? Benefits don't affect the application but they can't be used towards income for the purpose of the Financial Requirement.

[Ray20]

Yes it is salaried I get paid the same amount every month which is £1273.64 which comes under net pay on my pay slip.

[Casa]

Your income will be calculated on your gross pay.

[Amber]

If salaried for Cat A (6 months) they you would have to wait until the lowest month's wage slips x 12 = the Financial Requirement. Alternatively, a Cat B application could be made if in the last 12 months you actually earned the Financial Requirement.

[Ray20]

It's only been 3months with my new wages that meet the financial requirement. So does that mean I have to wait more than 3 months to apply. I was planning on applying after I have 6 months pay slips. Which they require for the visa application.

[Amber]

After 6 months, or perhaps now if, under Cat B, you have in the last 12 months actually earned the Financial Requirement.

[Ray20]

Thanks for replying. I will have to wait 3 more months until I have 6 payslips due to me not earning the financial requirement last year.

Thanks again

[Amber]

In the last 12 months how much have you actually earned Gross?

[Ray20]

From January to October my gross pay was £1250. Which equals to 1250*10= £12,500 an at that time I had savings less than £16,00. November and December gross pay was 1560*2= 3120 so total for that year was £15,620. Which falls under the financial requirement of £18,600. At the time I hadn't had enough savings either. So was unable to use any of the payslips. In order to submit an application for visa. Now I've got 3 payslips which equal to the financial requirement so will have to wait for 3 more before applying. Unless in march if they bring the financial requirement back down to 13,400. Which will still take a couple of months for the new law to be decided on.

[Amber]

How much have you actually earned from Feb 13 - Feb 14, gross?