Post
by jaan4nav » Sat Jun 07, 2008 12:07 pm
Friends,
I have been refused EC under the Tier-1 General catagory for the following 2 reason:
1) Previous Earnings
2) Insufficient Funds
I had submitted my documents to the Ahmedabad VFS on the 22nd of May 2008. However, the ECO has mentioned that he has refused my visa on the 9th of May 2008?? what a disconnect???
Please find my findings mentioned under: I feel there has been some mistake somewhere, but would require your guidance before i fill up the admin review form and send it across:
1) Age
Points awarded are 10 ----- No comments --- Accepted
2) Qualifications
Points awarded are 35 ----- No Comments --- Accepted
3) Previous Earnings
Points awarded are 20 ----- Comments ---- Not Accepted
Concerns:- Please note that they have taken the NET INCOME AFTER TAX and NOT THE GROSS INCOME BEFORE TAX for assessing me on this parameter. This is contradicting the statement as per the Tier-1 general Policy Guide, under the section of Assessment of Previous Earnings, Paragraph 87, first line, which confirms that for applicant’s in salaried employment, gross salary before tax will be assessed.
However, in my case, as per the Entry Clearance Officer’s decision, the ECO has commented that my income has been recalculated as per the NET INCOME. Thus, he has arrived to a figure of INR 3XXXXX, which is post Tax as per my payslips, as against INR 4XXXX claimed by myself which is Gross Salary before Tax. This now leaves me with just 20 points instead of 30 points.
Also, as per the ECO’s comment in the previous earnings, he has mentioned that I have claimed 40 points for my previous earnings, whereas I have just claimed 30. Please note that as INR 4xxxxx when converted and uplifted to the UK standards, works out to GBP 3xxxxx, it actually falls under the 30 point scale as it is within the range of £29,000 - £31,999. Hence I had claimed 30 points and not 40 points
Hence, I believe I should be getting 30 full points to equal this section to a total of 75 points.
4) UK Experience
Points awarded are 05 ----- No comments----- Accepted
5) English Language
Points awarded are 10 ----- No Comments ----- Accepted
6) Maintenance
I believe that my Post Office Savings of INR 300,000 has been missed out for evaluation. These funds have been lying with the Postal Savings Department, which is an Indian Government Body, since 19th August 2003. There have been no debits till date (05th June 2008). I have also equipped the British High Commission with the original letter from the Government to that extent.
Hence, I taking this INR 300,000 into consideration, which is equal to GBP 3529 approximately (INR 300,000 / 85, where in 1 GBP has been assumed to be equal to 85 Indian Rupees), I believe that I do have sufficient funds to meet my maintenance requirements in the UK.
All said and done, please also note the following:
The date of refusal of entry clearance that is mentioned in the letter is the 9th of May 2008.
However, I submitted my application only on the 22nd of May 2008 at the VFS office in Ahmedabad
i would really appreciate if anyone could throw some light on it and advice me if its ok to go for an admin review and what are the chances??
regards
nav