Dear Vinata, Thank you very much for your fruitful advice and guidance; I very much appreciate it. I will try to collate as much information as possible as per your advice. I am quite surprised that despite the judge's clear and straightforward remarks on the account and the relevant statements and letters from the bank, the determination has been challenged. Since I don't have any other account in any other bank or abroad, I have to rely on whatever I have from my current bank which is strong enough from every aspect.vinata wrote:Your issue is to prove you had a saving account and not a bond. I think nobody would be able to agrue about it better than yourself. And since you already know how to prepare your case for the hearinig, I think you should do it on your own. Solicitors are very expensive, they will charge you about £1,000, but still may not be able to produce a valid argument.
You now need to wait for a copy of HO submission to the court where you can see why they applied for the reconsideration. After you know their grounds of re-appeal, you can plan your further actions. However, at this point the HO can only agrue that the judge, who allowed your appeal, had made an error of law, and they cannot introduce any further arguments into the case. So, it will still be about the bond issue.
It would be nice if you could go to the bank and pick up their leaflet where this type of account is clearly explained. Also, you can get another letter from the bank confirming it was a specific type of a saving account, and also go to the internet and print out similar information from Barclays or Halifax (I am sure that the conditions should be pretty much the same) or even go to other banks and equire about it and collect their leafets.
For the hearing you will need to produce another witness statement where you can clearly explain your point and attach this additional explanation. Althouth you may not be allowed to introduce any new evidence at this point, such information should not be treated as a "new" evidence, but as an explanation of how this type of accouts operates.
Also, if you have any other account, even abroad, which covers the period 3 month before Nov 08, you can ask the judge to consider it as well, even thought it was not available at the time of the first hearing.
If such an acccount is not available, then simply do your search. Find as much information as you only can about bond type saving account and argue your case well in the court on the basis of this information. I am sure you will win it again.
I am truly indebted to you for your great help and encouragement. It is really a huge support for people like me who are in need of proper guidance.
Will keep you posted on the progress.
With warmest regards!