Straight to their points, then!
1. Re. CSI - the UKBA in its communication states this has to be "private comprehensive medical sickness insurance". Would it not be possible to argue that public insurance from another member state (ie an NHS equivalent) that covers the applicant abroad does not constitute a burden to the UK taxpayer and should therefore be accepted as equally valid? Should this be the case, would any forum members know what documentation might be accepted as proof? I would assume an EHIC card plus a letter of confirmation from the EEA member state Health Service (the NHS equivalent) confirming they covered the applicant would suffice?
2. Reg. the residential requirements, particularly the rule claiming the applicant must have been present in the country on the day of application plus five years prior to it.
This causes ultimate confusion! Suppose one was to claim residential eligibility based on this five year rule (plus one year of waiting). Suppose they had five years of residence, from 01 Jan 05 to 01 Jan 10. Suppose they apply today, on 07 Jul 12. Would they have to be in the country:
a) on 01 Jan 05 (ie five years from the day they received ILR)
b) on 01 Jan 06 (ie five years from the day they received ILR, PLUS the one year of waiting) OR is it
c) on 07 Jul 07 (ie five years from the date of application, full stop)
Any help at all would be mostly appreciated
![Wink ;-)](./images/smilies/icon_wink.gif)