Questions about EC from India

[KV]

Has anyone got his/her EC done from India (its better if its Mumbai)? Can anyone tell me how much and what type of proof of funds is required?

Someone told me that they dont accept co-operative bank accounts as proof...is that correct? Do they accept Stocks / Jewellery etc as proof of funds?

Do they consider Spouse's income and funds (if spouse is also travelling along) while calculating total funds?

[Ajay Kumar Singh]

KV,
I got it from Bangalore, Mumbai will be same..
You can show 3000 GBP per person. say around 3-4-5 Laks per person. Better show the max.

Why they dont' accept co-operative bank statement? i'm not aware of functioning of such bank but is it too different from ordinary bank ?

Stocks i doubt about that and Jewellery certainly not.

You can show our PF.

Yes you must show spouse's fund also.

Ajay

[Mini]

KV,
I believe you also have to show the transferability of funds to UK bank and you would not be able to do so for jewellery & stocks. So all funds have to be liquid.

[KV]

Thanks Ajay. Just a few more related questions....

1) Do they expect to see transaction history or just the bank balance would do? What if i ask someone (say my parents) to deposit sum of 2 lakh Rs. (as a gift) and show that in the statement?

2) Would they count Fixed Deposits towards funds?

3) How do you show PF as funds? i mean i never get any statement from PF office about how much balance i have etc...is there any other way? If we can show PF, we can probably show bonds, PPF, National savings certificate etc... is that correct? did you show any of these or you only showed liquid cash?

[Kayalami]

It is best for EC Clearance feedback to be posted on the EC sticky at the top of the HSMP forum - this benefits other users and prevents the Q being repeated time and again in future after the topic has been relegated down the list by new posts. I am therefore locking this post with a transfer of its contents to date in the EC sticky. Thank you for your understanding.