ILR Query related to Bank Account Overdraft

[tauseefakhan]

Dear All,

I would appreciate if someone can advice me on the scenario below please,

I am currently on Tier 1 General. I am planning to apply for ILR in person by end of this month.
I am in full-time employment and my application will be based on this. I will be submitting my statements from April 2013 to March 2014 as a proof of earnings. I have also got over draft facility on my account.
I have maintained more than £900 for around last 5 - 6 Months. However, from April till around September 2013 i was in a bit financial mess and I was using my over draft facility.

My obvious question in here is,

Is above an issue? Since i have used over draft facility for quite a long period of time. Or will it be OK as I have satisfied 90 days fund requirement.


Any advice will be helpful.

Many Thanks in advance,

[sonub4ualt]

Dear All,

I would appreciate if someone can advice me on the scenario below please,

I am currently on Tier 1 General. I am planning to apply for ILR in person by end of this month.
I am in full-time employment and my application will be based on this. I will be submitting my statements from April 2013 to March 2014 as a proof of earnings. I have also got over draft facility on my account.
I have maintained more than £900 for around last 5 - 6 Months. However, from April till around September 2013 i was in a bit financial mess and I was using my over draft facility.

My obvious question in here is,

Is above an issue? Since i have used over draft facility for quite a long period of time. Or will it be OK as I have satisfied 90 days fund requirement.


Any advice will be helpful.

Many Thanks in advance,

As long as you satisfy the 90 day period without a single day short of required funds, you will be okay. I was overdrawn for 6 months during my qualifying earning period, but had sufficient funds as per rule for the 90 day period and had no problems.

[tauseefakhan]

Thank you for your advice @sonub4ualt