comprehensive sickness insurance for EEA please advice

[malik89]

Dear all member

i would like to ask question about CSI. i just got the qoute from Aviva for private health insurance and i got the price £27.98 for both of us for me and my wife if some one please tell me i select the option for policy excess £5000 because i want to reduce the price for the health insurance .but my question is that alright for just having a insurance or i need to reduce the excess and if i reduce the excess it would cost us alot ? any help would be much appreciated ...

we really don,t know how to buy policy please if some one can help us many thanks board members.

[Universal soldier]

Nope £5000 excess to save CSI monthly premium is stupidity which should £500-£1500 which is normal. Because to save CSI premium you might hit my caseworker by otherway which is not a saving in total.

[Obie]

A premium in excess of £5000, means that you have to foot the bill for the first £5000 , and this is not acceptable. Caseworker may form the view that you are not comprehensively covered.

You cannot send PM until you have posted 10 posts.

[malik89]

Thank you for quick reply obi ...

[malik89]

So what is the minimum excess do we need for the cover please?

[malik89]

Also my wife is working 16 hours a week but we still want buy a CSI ...

[malik89]

she may lose the job because its not going well with her manager on job ...so we thought it's better to buy an CSI insurance. .

[Obie]

She may still be classified as worker if she lost her job, depending on the circumstance.

Is this the case you require legal assistance with.

[malik89]

No obi it's something which I can not post here please. ..I am ready to pay the fee of your consultation.

[malik89]

I think i need 2 more posts for PM

[Obie]

Ok i see.

Unfortunately I cannot put my email on the board as it will cause lots of disruption to my daily routine.

[malik89]

No problem obi thanks for your help ...

[malik89]

so what you want me to send you in PM please for contacting you?