Hi, I have been thinking about taking out a small consolidation loan, I have £900 left on my current one but thinking of paying that off and taking out a new £2000 loan HSBC for personal matters. However can anyone please advise me if it will have any impact on my wife’s spouse visa application?
I don’t think it should as I earn way over the £18,600 per annum mark and my loan I don’t feel should be an issue as it’s just my own bill pretty much.
So is it okay? Thanks.
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