CCj

[Useruser123]

Hello everyone

I got my ILR in Jan19 and looking to apply for my citizenship in feb 2020 but I recently had CCJ on my credit file in September 19, was it worth applying for naturalisation

Thanks in advance

[Djsuccess]

Hello everyone

I got my ILR in Jan19 and looking to apply for my citizenship in feb 2020 but I recently had CCJ on my credit file in September 19, was it worth applying for naturalisation

Thanks in advance

Read the good character document
https://assets.publishing.service.gov.u ... idance.pdf

[clairepf]

Yes you should. I got mine even with ccj

[Loola]

Yes you should. I got mine even with ccj

Can you please advise if you declared . Is the CCJ active and are paying it.
Your reply will be very helpful

[bpatmens]

Yes you should. I got mine even with ccj

Can you please advise if you declared . Is the CCJ active and are paying it.
Your reply will be very helpful

Hi, I declared my CCJ and the date on my application form but did not send any evidence. My caseworker emailed me for evidence and said she needs all evidence to ascertain if I can satisfy the good character requirement. When I sent the evidence of payment, my application was approved. I will urge you to be honest and declare everything as they can check everything about you.

[Loola]

Yes you should. I got mine even with ccj

Can you please advise if you declared . Is the CCJ active and are paying it.
Your reply will be very helpful

Hi, I declared my CCJ and the date on my application form but did not send any evidence. My caseworker emailed me for evidence and said she needs all evidence to ascertain if I can satisfy the good character requirement. When I sent the evidence of payment, my application was approved. I will urge you to be honest and declare everything as they can check everything about you.

Thanks for your quick response. I recieved 3 CCJ cos of Credit cards between Sept and Jan.I've set up a payment plan and paying . I wish to apply for BC in July as I currently have a EEA settled status. I will definitely declare it on the form , just scared I might be refused based on good character. £1300 is a lot

[bpatmens]

3 CCJs sound a bit tricky as you may be deemed as reckless as far as good character is concerned. However, as you have set up payment plans to pay all debts, I think your caseworker will look into that as well and consider. I suggest you wait for senior members and the MODs to throw more light on this when they are available to respond.

[Loola]

3 CCJs sound a bit tricky as you may be deemed as reckless as far as good character is concerned. However, as you have set up payment plans to pay all debts, I think your caseworker will look into that as well and consider. I suggest you wait for senior members and the MODs to throw more light on this when they are available to respond.

Thanks for your advice. I'll see what other senior members and MOD says... Planning to apply in June

[bob10]

Hello.
When i got mine, I had 5 ccjs totaling to around £7.5k.
Before i applied i had settled 3 and set up direct debit for the remaining 2.
I included a statement note about this during my application and attached proof of settlement and Direct debit.
My application was successful.

[Loola]

Hello.
When i got mine, I had 5 ccjs totaling to around £7.5k.
Before i applied i had settled 3 and set up direct debit for the remaining 2.
I included a statement note about this during my application and attached proof of settlement and Direct debit.
My application was successful.

Thanks for your contribution, it has been really helpful and putting my mind at rest. Is it possible to see how you wrote your statement note... thanks again

[rahne]

Hello.
When i got mine, I had 5 ccjs totaling to around £7.5k.
Before i applied i had settled 3 and set up direct debit for the remaining 2.
I included a statement note about this during my application and attached proof of settlement and Direct debit.
My application was successful.

Did you have CCJ before applying ILR? or after applying ILR?

In my case, (after gone through this thread), I had done credit check, it says that I had 1 CCJ from 23 months which also means this CCJ exists before applying ILR (Iast year I have got ILR). In ILR application, I answered as "NO" for debt convisions question.

I am planning to apply Citizenship IN 3 months.. If I answer YES, to the debt question in citizenship application.. will there be any impact on current ILR Visa and also Citizenship ?

[bob10]

I had the CCJs before ILR. I stated it as well when applying for ILR. Then i was only able to settled one. So i stated it and that i have set up an arrangement for the remaining.
Hope it helps

[rahne]

Thanks for quick reply.

For you.. It was good that you stated "YES" for both of applications(ILR and Citizenship). For me it is a slight difference (I answered NO to ILR application), if I answer "YES" to ILR application then not sure what's going to happen to my application.

Can anybody suggest me with my case? whether I need to go for Citizenship or not?