ILR for spouse using SET(M)

[Luckyagbomu]

Hi everyone,
Please help me out here.
Finally had the balls to do my wife indefinite leave to remain application rather than asking the solicitor as I normally do with all her visa.

The big question is how is the £18,600 calculated?
Let’s me show you my earnings monthly.
1. October 2019>>£2,281.91 before tax £1,783.56 after
2. November 2019>>£1,736.06 before tax £1,461.21 after
3. December 2019>>£1,783.13 before tax £1,489.24 after
4. January 2020>>£1,777.74 before tax £1,486.69 after
5. February 2020>>£1,738.18 before tax £1,462.68 after
6. March 2020>> think will be £1,700 before tax £1,400 after.

Please which figures/table do home office use to calculate? Is it the GROSS OR NET PAY?

[arjay]

Hi everyone,
Please help me out here.
Finally had the balls to do my wife indefinite leave to remain application rather than asking the solicitor as I normally do with all her visa.

The big question is how is the £18,600 calculated?
Let’s me show you my earnings monthly.
1. October 2019>>£2,281.91 before tax £1,783.56 after
2. November 2019>>£1,736.06 before tax £1,461.21 after
3. December 2019>>£1,783.13 before tax £1,489.24 after
4. January 2020>>£1,777.74 before tax £1,486.69 after
5. February 2020>>£1,738.18 before tax £1,462.68 after
6. March 2020>> think will be £1,700 before tax £1,400 after.

Please which figures/table do home office use to calculate? Is it the GROSS OR NET PAY?

The gross annual pay.

[secret.simon]

Is it the GROSS OR NET PAY?

It is gross pay.

However, I am not sure whether they take the lowest monthly pay in the period and multiple it by 12 to get the annual pay or they take the average. Wait for others to advise.

[Luckyagbomu]

Thanks for the quick reply
Thanks guys and oh God, it will be very evil of them to use lowest gross pay to calculate it
however, if it’s Gross Pay then I’m safe.
Let’s say I get £1,700 will be my lowest which works out at £10,200 for 6 months phew

My wife works too but I can’t be ask to through her works bit as she started a new job due to maternity.

Since my wages is ok so no point using hers.

Looking forward to more replies.

[seagul]

Thanks for the quick reply
Thanks guys and oh God, it will be very evil of them to use lowest gross pay to calculate it
however, if it’s Gross Pay then I’m safe.
Let’s say I get £1,700 will be my lowest which works out at £10,200 for 6 months phew

My wife works too but I can’t be ask to through her works bit as she started a new job due to maternity.

Since my wages is ok so no point using hers.

Looking forward to more replies.

If you are working on fixed wages (salaried person) only then the lowest wage figure during the last 6 month will be taken otherwise annualized average wage figure will be calculated & counted. Although the gross income (before any deduction) is considered but if you are auto enrolled on your employer pension scheme then that sum will be deducted and the resultant wage figure will be used (although there is no guidance about it but it happened in few cases).

[Luckyagbomu]

Oh dear, now I’m out of my dept haha
I’m on a 40hrs contract and get paid end of each month and if I do more than 40hrs I get paid overtime.
How Am I suppose to find out if I’m in auto enrolment for the pension scheme?
I received letter every time the company change pension provider. Current with Scotish window pension.

If they only deduct the pension scheme which is around £80 a month then I’m still ok

Thanks a lot....

More views if anyone else have anything to add.

[Luckyagbomu]

Hey guys find this on the home office Site..

Where the person is in salaried employment – they must have been paid throughout the period of 6 months prior to the date of application at a level of gross annual salary which equals or exceeds the level relied upon in the application.
Therefore the figure used towards the requirement will be the lowest level of annual salary received during the 6 month period.
Where the person is in non-salaried employment – the level of gross annual employment income relied upon in the application will be the annual equivalent of the person’s average gross monthly income from non-salaried employment in the 6 months prior to the date of application (where that employment was held throughout that period).
To calculate this annualised average for non-salaried employment in Category A the following calculation should be used:
20

Appendix FM 1.7: Financial Requirement August 2017
(Total gross income from employment held throughout the 6 month period, divided by 6) multiplied by 12 = Income from non-salaried employment that can be counted towards the financial requirement.

[Luckyagbomu]

Hi everyone,
Sorry if the topic is here already as I can’t seem to see it anywhere.

I’m applying for my wife ILR and the bank statements section. 6 months)
Do I need literally every single pages for just a random one showing the payments in?
Because if I need all pages omg as I use my card for all payments>>>loads of pages it will be.

Regards

[CR001]

Topics merged. Please keep all your questions in ONE topic and do not post ILR questions in the family immigration sub forum!!

[CR001]

Hi everyone,
Sorry if the topic is here already as I can’t seem to see it anywhere.

I’m applying for my wife ILR and the bank statements section. 6 months)
Do I need literally every single pages for just a random one showing the payments in?
Because if I need all pages omg as I use my card for all payments>>>loads of pages it will be.

Regards

You need 6 months complete bank statements. So yes, all pages.

[Luckyagbomu]

My apologies

thanks for your reply...
Omg that’s going to be hell of docs scanning.
I guess that’s the price I pay for not paying a solicitor.


I do appreciate you all the help so far.


Would you recommend standard service or the Priority?
We not in a hurry.

Any other things I need to look at for? It’s my first time doing things by myself

Usually pays company’s to do it for me.

Regards

[poper]

If you have a decent quality phone camera, use it.
I did the same for my application.
Use Microsoft Office lens app screenshot just your document

[Luckyagbomu]

Thanks for your reply and yes I do have (idiot-phone 11)

I will just thanks thanks

Regards

[arjay]

My apologies

thanks for your reply...
Omg that’s going to be hell of docs scanning.
I guess that’s the price I pay for not paying a solicitor.


I do appreciate you all the help so far.


Would you recommend standard service or the Priority?
We not in a hurry.

Any other things I need to look at for? It’s my first time doing things by myself

Usually pays company’s to do it for me.

Regards

Do you have a printer/scanner & computer at home? If so, scan them as a pdf to your computer and assemble them there. Scan in greyscale (not colour)at 150 resolution. HO recommendation, as it uses less memory. Not more than 6Mb per multi page pdf.

You don't need to pay a solicitor to scan documents.

[Luckyagbomu]

Hi yes I have all those mentioned and I was wondering why some of the documents was over 2mb etc.

Thanks I shall greyscale scan then


Thanks guys

[Luckyagbomu]

Hi everyone,
Sorry if the topic is here already as I can’t seem to see it anywhere.

I’m applying for my wife ILR and the bank statements section. 6 months)
Do I need literally every single pages for just a random one showing the payments in?
Because if I need all pages omg as I use my card for all payments>>>loads of pages it will be.

Regards

You need 6 months complete bank statements. So yes, all pages.

Hi CR001 And everyone.
Sorry to disturb.

I think I have a little issue now, before this madness covid19 salaries was all good as I was getting minimum £1,800 monthly. From April ending I will only get paid 80% of that. Apparently home office uses the lowest salary of the 6 months to calculate the 18600(£9,300) I believe I will get paid around £1,400 (£8,400)before tax 80% meaning I will be short of the financial requirements
Which is £9,300 6months.

The big question is: can my wife add her two payslips from her new job to make up for the requirements?
My wife was on maternity leave for around 9months and only just got back to work 2 months ago(new emoluments) as she left her old job.

[seagul]

The big question is: can my wife add her two payslips from her new job to make up for the requirements?
My wife was on maternity leave for around 9months and only just got back to work 2 months ago(new emoluments) as she left her old job.

Her income before going to maternity leave can be used. Otherwise you can use category B if the combination of both of you incomes is at least £18600 during the last 12 months.

[Luckyagbomu]

Thanks for your reply. Can’t I alone use category B? Because my annual salary from April 2019 to April 2020 £24k. Obviously let assume Coronavirus last for 3 Months before things go back to normal, that wouldn’t affect my annual earnings much.

I’m trying to save the stress of getting my wife to contact her old employer regarding payslips etc because they changed owner...

Would the home office will allow just mine salaries for 12 months then I have no issue right? 2019/2020

My payslips currently shows £23,487.12 earning which is April 2019-March 2020


Looking forward to your reply

Regards

[seagul]

Thanks for your reply. Can’t I alone use category B? Because my annual salary from April 2019 to April 2020 £24k. Obviously let assume Coronavirus last for 3 Months before things go back to normal, that wouldn’t affect my annual earnings much.

I’m trying to save the stress of getting my wife to contact her old employer regarding payslips etc because they changed owner...

Would the home office will allow just mine salaries for 12 months then I have no issue right? 2019/2020

My payslips currently shows £23,487.12 earning which is April 2019-March 2020


Looking forward to your reply

Regards

Yes you can skip your wife's earning and only can rely on category B based on your own earning alone which seems sufficient. Even if UKVI will take the 80% of your salaried income £24000= £19200 then still you will be alright.

[Luckyagbomu]

Thank you so much.....

Keep safe in this unprecedented time!

I shall drop any update when things are back to normal with the application.


Regards

[Luckyagbomu]

Hello everyone,

Just a quick question but this might sound dumb

I have worked out how much I will get pay this April due to furlough £1444.19.
Let assume I manage to apply next in May using my last 6 months payslips. Obviously the Home office will use my lowest income which is April of £1444.19 meaning I won’t make the financial requirements. Obviously I can use the 12 months route but I don’t have all my payslips.

Can use the last payslips from my wife as she has only been in job for only 2 months. I have for 6years.

Advice please.

[seagul]

Hello everyone,

Just a quick question but this might sound dumb

I have worked out how much I will get pay this April due to furlough £1444.19.
Let assume I manage to apply next in May using my last 6 months payslips. Obviously the Home office will use my lowest income which is April of £1444.19 meaning I won’t make the financial requirements. Obviously I can use the 12 months route but I don’t have all my payslips.

Can use the last payslips from my wife as she has only been in job for only 2 months. I have for 6years.

Advice please.

Yes you can combine her wages under category B but apart of her payslips you would also have to attach her corresponding bank statements & employer letter. Better to wait first to see as how much you will actually get paid.

[Luckyagbomu]

Thanks seagul for your quick reply.

Ok you saying I can use my 6 months payslips right?
Wife payslips (2 months) new job due to maternity.

Example: my 6 months works out 8k for the 6months
My wife payslips in February and March was £2,491 (2 months)
So I don’t need my wife 6 months wages right? Since 2 months is enough!!! Wife maternity payment finished in December2019:
or I Sorry I’m so thick
Yes we can get bank statements and employers letter etc.

Yeah I will wait to see how much I will get from work.

Thanks a lot for your replies.

Use cat B. This is 12months correspondence right?

[seagul]

Because my annual salary from April 2019 to April 2020 £24k.

Better to wait first to see as how much you will actually get paid.

You seems to have been unnecessarily confusing yourself with superficial calculations despite based on your previously stated wages figure can easily meet the requirement under category A alone even with 80% pay.

£24000×80%/12= £1600

[Luckyagbomu]

Sorry I’m all over the place. So you saying I can use category A and submit a 12months Earnings? I thought category A was only 6 months documentation's??

I want the 12 months option now as that would put my mind to rest.

HOW WOULD THE HOME OFFICE KNOW WHAT CAT I USED??

Regards