Bank Statement / Payslip Timing - Spouse Visa Application

[Krl25sc]

Apologies if this has been asked before.

My monthly salary is paid into my account on or around 4th of every month and my bank statements are prepared as of 28th every month. So, if I want to submit an application on, say, this coming 15 January, I will not have a current statement showing my salary credited on 4 January (because the statement showing this credit is not prepared until 28 January).

Am I right in thinking, given the 28 day date rule, that I have two options:

1. Try to get to a bank branch (HSBC) to print an interim statement duly stamped or with bank cover letter showing 4 January salary credit; or

2. Submit application on 29 January with regular monthly statement of 28 January showing 4 January bank salary credit.

I am assuming I can’t just rely on 4 January payslip without accompanying bank statement.

Thanks

[CULLINAN]

Safest would be to follow (2) as stated above.

However, you can get an interim bank statement before you apply (dated before you apply) showing the 4th Jan transaction. Add a cover letter and add the full statement generated on 28th before biometrics then. It should be okay. But safest is to follow (2).

[Korekt]

I am assuming I can’t just rely on 4 January payslip without accompanying bank statement.

If you were paid on 4th January, is the pay for the month of January?

Also, do you know the period the payslip covers?

[TODMATT]

Apologies if this has been asked before.

My monthly salary is paid into my account on or around 4th of every month and my bank statements are prepared as of 28th every month. So, if I want to submit an application on, say, this coming 15 January, I will not have a current statement showing my salary credited on 4 January (because the statement showing this credit is not prepared until 28 January).

Am I right in thinking, given the 28 day date rule, that I have two options:

1. Try to get to a bank branch (HSBC) to print an interim statement duly stamped or with bank cover letter showing 4 January salary credit; or

2. Submit application on 29 January with regular monthly statement of 28 January showing 4 January bank salary credit.

I am assuming I can’t just rely on 4 January payslip without accompanying bank statement.

Thanks

HSBC does not stamp bank statements but can provide you with a letter. Switch your to be issued on 10th of each month.

[Krl25sc]

Thank you all for the replies on this, much appreciated.

For others' information, HSBC agreed to issue an interim statement on 11 December showing 4 January salary payment so that problem is solved.

One other question, which probably reflects the fact I am overthinking this but here goes...

To satisfy the payslips for "a period of 6 months prior to the date of application" requirement, assuming I am paid in arrears on 4th of every month and the application is submitted on 15 January, would that mean I would submit 4 January 21, 4 December 20, 4 November 20, 4 October 20, 4 September 20 and 4 August 20 payslips (and accompanying bank statements showing deposits)? This would mean the the first payslip (4 August) is more than six months ago and relates to July work also more than six months ago - but I assume this must be right?

Thanks

[Korekt]

This would mean the the first payslip (4 August) is more than six months ago and relates to July work also more than six months ago

That's ok. You're overthinking this bit.