MSR wrote:Hi,
I am also in same situation, i had a rejection earlier for Working Holiday Maker in 2004. The reason they mentioned was insufficient funds and they have concluded that the bank statment i have submittes is fake.
During that time i have approached a consultany for processing my WHM visa, so the consultant made me to open a account in a bank and he assured that he will deposit money for me, consultant had tie-up with bank so he managed in getting me a bank statement with required balance.
So i had the rejection for the same reason and BHC verfication team have concluded that my bank statement is fake.
Now i'm plaaning to apply for tier-1 in feb 2009 and started maintaing funds in my savings account. So i want to know what are the chances of getting successful based on my previous rejection? How do i need to handle my previous rejection in my current application. what will be the effect of my previous rejection on my currect application.
Can some one help me in this?
Thanks!
MSR
Sorry, but first things first:
open a account in a bank and he assured that he will deposit money for me, consultant had tie-up with bank so he managed in getting me a bank statement with required balance.
What the hell were you thinking? That clearly sounds like producing documents to represent an inaccurate situation. I.e. FAKE DOCUMENTS. Are you stupid? Do you think the visa authorities are stupid?
Ok, on to your Q: I'm glad you sorted yourself out and got a legitimate account. If your account is in a regionally head quartered bank, it might also be in your interest transfer the account to a multinational bank. I'm not suggesting that a local bank is more likely to commit fraud, but given your history, a visa officer might just happen to trust a bank statement from HSBC more.
Writing the cover letter may be difficult. I'm assuming that you may have been mislead by the "consultant" in setting up your proof of funds, and its probably best to highlight that. You might just be better off getting an agency with experience to help out.