EEA2: Comprehensive health insurance with emergency care???

[VLong]

Hello,

We applied as a "self-sufficient person" for a residence card in May 2008. After a long wait, the Home Office asked for our passports, marriage certificate and proof of a fully comprehensive health insurance. They said this insurance must include emergency care, as general health care plans are not sufficient.

However, several insurers and health brokers told us that there is actually no such private health insurance available in the UK--all private medical insurance basically still assumes a degree of NHS coverage, for the GP,
long-term illnesses, pre-existing conditions, and emergency care.

So basically it's impossible to give them what they want.

We did purchase a fully comprehensive health insurance with Aviva and sent this to the Home Office.

Can they reject our application because our current health insurance does not cover emergency care??????

We are extremeley frustrated.

Please help!
VLong

[vinny]

See also What does 'comprehensive health insurance' mean?

[VLong]

Hi Vinny, thanks for your answer.

I understand the Home Office is wrong to be asking for a private comprehensive medical insurance (as I am already covered by the NHS), but this it how it is for the moment and I have no choice but to comply.

I just wanted to know if anybody knew of cases where the Home Office had rejected EEA2 applications because they were not satisfied with the level of private insurace cover...

We have been waiting for 16 months now and we desperately need this residence card as soon as possible...

[86ti]

Does the health insurance cover need to come from a UK insurer?

[VLong]

The Home Office does not say anything about the insurer having to come from the UK... but in my case, I did choose a UK insurer (Aviva).

[ribena]

we submitted my husband''s private insurance card from holland and it was accepted.