See below: I've just lifted it off a previous thread. Hope it helps.
From: EFM Correspondence <
EFMCorrespondence@UKBA.gsi.gov.uk>;
To: <
sanjeev_k21us@yahoo.com>;
Cc: EFM Correspondence <
EFMCorrespondence@UKBA.gsi.gov.uk>;
Subject: RE: EFM 67 - Query Regarding the Maintainance Fund for Tier 1.
Sent: Thu, Feb 3, 2011 11:41:08 AM
Dear Sanjeev
Thank you for your email.
We cannot comment on specific cases or advise as to whether a specific application will satisfy the criteria. I can confirm however that all bank documents submitted with an application are considered when assessing maintenance. Where evidence from two or more accounts is submitted we will consider the funds available to the applicant to be the aggregate balance of these accounts.
For example if one account is £3000 in credit and the second account is £1000 overdrawn, we would consider the applicant to have £2000 of funds available to them.
I hope this helps to clarify our policy in this area.
Kind regards
Tom Houghton
PBS Operational Policy Unit
Temporary Migration
Vulcan House - Steel
North East, Yorkshire and the Humber Region
UK Border Agency
PO Box 3468
Sheffield
S3 8WA