FLR (M) Bank statements/financial proof

[Earthling]

I apologise as I'm sure this topic has come up before but the information on here is overwhelming. I'd really appreciate some help.

My husband and I are preparing to send in our FLR (M) form this week. We have everything except the bank statements which are being sent to us from Natwest. I have a few questions:

1. Does anybody know what they are looking for regarding finances? Is it just that our income is higher than expenditure or do they want to see savings etc?

2. We got married in June, started living together then and opened a joint bank account in July this year. I am planning to only send in our bank statements since that date, so five monthsish of statements. Do you think that will be enough?

3. I am planning to mark our wages in one coloured pen and our fixed bills in another, just to make it clearer for them. Is that a bad idea?

TIA for any replies

[Bingobango]

"In 2006, the UKAIT in UKAIT 00065 KA and Others (Pakistan), strongly suggested that it would not be appropriate to have immigrant families existing on resources that were less than the Income Support level for a British family of that size."


http://www.ukba.homeoffice.gov.uk/polic ... e/ecg/maa/

Hope that helps

[Greenie]

See also income and guidance

[Earthling]

Thank you.

I can't find a clear answer for what is the actual income support leve? The tables seem to show what money you can get whilst on income support, but not what the threshold is for being eligible to receive it. My husband and I earn about £1,700 a month after tax and NI, I'm sure that doesn't qualify us for any income support but can someone confirm? We have no children or dependants. Also he is already in the country on a work visa and living with me, if that makes any difference.

[Greenie]

Thank you.

I can't find a clear answer for what is the actual income support leve? The tables seem to show what money you can get whilst on income support, but not what the threshold is for being eligible to receive it. My husband and I earn about £1,700 a month after tax and NI, I'm sure that doesn't qualify us for any income support but can someone confirm? We have no children or dependants. Also he is already in the country on a work visa and living with me, if that makes any difference.

it is not about whether you are eligible for benefits (you wouldn't be on £1700 per month) - the income support level calculation is what use to see if you have sufficient income to meet the maintenance requirements. If you click on the links in my post above the calculation is there.

[Earthling]

Oh I see, if it's ONLY rent and council tax then we have £868 a month left after those are deducted, so we should be ok?

[Greenie]

in theory yes but not if you spend more than you earn and have siginificant outgoings such as loan repayments, car HP etc.