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The date on the closing balance on your statement should not be older than 28 days before you send in your application. Seems like you will be able to use that statement until the first week in January, if your closing balance was dated on the 8th183807 wrote:Hello,
I had 800 pounds and above maintained for more than 90 days up till 8th December. After obtaining the bank statement on 8th, I withdrew money and therefore from the 9th onwards, I do not have 800 pounds. My in-person PSW appointment is on 22nd December.
1. Will this cause a problem since I do not have 800 pounds maintained between 9th and 22nd December?
2. Also, just in case I get a reject on 22nd, I plan to re-apply by the slow process by 31st December. Will I be able to use the same statement that I received from the bank on 8th December?
Appreciate your kind response.
Warm Regards,
183807
If you are using a statement which is printed from your online account, I hope you know you need it stamped by the bank? Although I have heard it is better to also have a letter from the bank, on their letterhead, stating the funds held by you are correct, and have been held for the period you are showing183807 wrote:No my Internet Banking Statement shows £800 till 8th Dec...
Strange, especially since their guidance says they will accept electronic bank statements, as long as it's stamped on every page. The fact that the word "not" and phrase "will not" is capitalised is serious...it's very expensive to pay almost 1,000 pounds and be turned away because of that statement.183807 wrote:Hi,
My internet banking statement has been stamped and signed on 8th December. However, they refused to give me a supporting letter. Instead the Bank Manager has stamped the print out saying that “I certify that this is a true copy”. Up till this print out was signed and stamped, I had £800. My balance went down after the print out was stamped and signed.
But my problem is that I got a mail from the Cardiff PEO office yesterday which says that they want bank statements in original and will not accept Internet Banking Statements (Mail quoted below). My bank statements are generated from 17th November to 16th December which means that my latest bank statement in original will show a drop in the amount from 9th December. I have approached the Bank to ask for separate statements showing transactions only till 8th December instead of 16th. They said they have raised a request and will try and see what can be done. I am sincerely hoping that they are able to provide me with original statements till 8th only.
I am quoting what the Cardiff office mailed me. I hope I have interpreted it correctly. Kindly let me know if somebody has to offer a different interpretation or has any suggestions.
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“We will need to see at least your last 3 months bank statements, which must include your most recent statement, which must fall within the last 28 days of the day of your booked appointment (if you haven't received your statement through the post before your appointment, then please attend your bank and ask them to print off this statement for you. They will stamp, sign it or print it on headed bank paper). We do NOT except any internet bank statements, even if you only have an internet bank account (paperless bank account), this WILL NOT be excepted as an excuse or reason for you to not go to the bank and obtain statements from them. We will send you away to obtain your statements from the bank on the day.”
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Warm Regards,
183807