ILR - Insufficient Funds in the account is a problem!

[T1London]

Hi All,

I am going for my ILR appointment next week. I was in WP for first 1.5 years and since then I am in Tier1. I have two dependants.

I have read the FAQ section and read some of the comments in this forum. But I am still confused whether I should have sufficient funds in my account. The SET(O) guidance says that we should meet all criteria pertaining to Tier1. Does that mean, I should show sufficient funds for me and my dependants for the past 3 months, as I showed in my last Tier1 application.

Unfortunately, my account fell short of the money I need to have for few days. Do the caseworkers take this seriously. I know some of the members in this board, have said that it is better to have sufficient funds, but not mandatory. Is it true?

Is there anyone who got ILR without having sufficient funds in the account?

[vinny]

See also Scoring points for settlement applications.

[SpokenHands]

There is NO maintenance funds requirement for ILR applications.

You need to demonstrate earnings that meet the threshold for points you are claiming, and prove those earnings with documents from at least two sources. However bank statements are used only to correlate whether salary paid has actually gone into your account.

Do not worry.

[AB10]

Absolutely Not, there's no need to have any balance.

[Muziya]

Hi t1

Am in your dilemma as well. Points- no problem except min 800 requirement.

How did ur appointment go?

[fahadz1]

Absolutely Not, there's no need to have any balance.

but if you have any dependent like me who will be applying FLR (m) as she is not in UK for 2 years.... i need to maintain balance as maintenance funds to support my dependent ...

please advise me if i'm wrong

[ilraspirant]

For ILR (and like Tier 1 extension) there is no requirement to show any funds in the account.

Also, there is another post on this, where application for ILR was successful even when the applicant and his spouse were unemployed. Please search for it to get more details.

[Greenie]

Absolutely Not, there's no need to have any balance.

but if you have any dependent like me who will be applying FLR (m) as she is not in UK for 2 years.... i need to maintain balance as maintenance funds to support my dependent ...

please advise me if i'm wrong

you don't need a set balance particularly if you are working and earn enough to not have to claim additional public funds for your wife. How much do you earn and how much is your rent/council tax her month?

[fahadz1]

earning is 1200-1500 and rent is 320 per month

[Greenie]

earning is 1200-1500 and rent is 320 per month

£320 a month for rent for you your wife and a child? are you living in shared house?

how much is your council tax?

[fahadz1]

ya i'm in shared house and i have wife only. every thing is included in rent.

[Greenie]

sorry - it was the OP who has a child also. Your income is fine for your wife's application - you don't need savings

[fahadz1]

sorry - it was the OP who has a child also. Your income is fine for your wife's application - you don't need savings

u mean to say i dont need any maintence funds fo rmy wife like i did in her initial application back home ???

[Greenie]

Not if she is just applying on FLR M. You just need to show that after rent and council tax are deducted from your pay, you have at least £105.95 per week remaining which you do.

[fahadz1]

Not if she is just applying on FLR M. You just need to show that after rent and council tax are deducted from your pay, you have at least £105.95 per week remaining which you do.

thanks !!