ILR 10 years rules - HO Checks ? urgent please

[smk199]

Hi

I have applied under 10 years rules on 25 march 2012

I have one concern please explain....!

5 years student + 5 years HSMP
no gaps, no overstay, no CCJ (county court judgement)
No criminal offence.

i remember in 2006/07 i was unable to pay back my loan and credit card payments, but i applied for IVA solution, but not even completed that IVA for 5 years. i was unable to pay and its cancled.
i checked with credit report there is no CCJ against me, but default account is showing. credit card payment and loan when i asked customer service at credit report they say no CCJ against me.

but if i go bankcrupt in past, will it be an issue for me to get ILR ?
I heard HO will check criminal records, traffic offences, over stays, gaps etc.. but what about bankcrupt?
Please Seniors Explain .....?

[Smam]

Hi

I am just sharing my knowledge with you if you have gone bank corrupt in the past it wont affect your ILR in any ways. But I think it'll affect your process of Naturalization as a British Citizen.

As I've mentioned above that I am just sharing my knowledge which is not 100% concrete or sure about it.

I believe that a reply from the Moderators of this forum will be much more helpfull for you.

Good luck for your ILR.

[smk199]

Hi SMAM,

thanks for your reply, at least i am not worried for the time being.
thanks once again for your support.

if possible if any one else knew more about this topic please explain.

going bankcrupt in past, will it be an issue for me to get ILR ?